The big article on digital finance is coming, and experts focus on it!

The planner’s notes

The Central Financial Work Conference held at the end of October, 2023 emphasized that five major articles, namely, technology and finance, Green Finance, inclusive finance, Pension Finance and Digital Finance, should be done well.Vigorously developing digital finance is the implementation of financial servicesEffective technical means to improve the economy, serve the people and improve the quality of financial services are the starting point and the foothold of digital transformation of banks.In this issue of Theoretical Research, Professor Wang Yong from Zhengzhou Training College of People’s Bank of China and Director Yang Tao from Industrial Finance Research Base of China Academy of Social Sciences wrote articles, focusing on digital finance and planning how to focus on digital finance in the new year.

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How to make a good article on digital finance?

People’s Bank of China Zhengzhou TrainingProfessor Wang Yong of the College:
First, focus on strengthening data security and privacy protection.protect. With the accelerated development of digital finance, data security and privacy protection have become key topics. For important data, use strong encryption algorithm to encrypt it, so as to ensure that only authorized personnel can read and process the data. At the same time, it is necessary to adopt anti-leakage technology and add multiple security layers in the process of data transmission and storage to avoid data loss.
Secondly, efforts should be made to strengthen the inclusiveness and inclusiveness of digital financial services.nature. Digital finance can create three application values: capillary, long tail and precision, and these three application values are fully reflected in the financial services of inclusive groups. To this end, the State Council’s Implementation Opinions on Promoting High-quality Development in inclusive finance (Guo Fa [2023] No.15) requires strengthening science and technology to empower inclusive finance, supporting financial institutions to deepen the use of Internet, big data, artificial intelligence, blockchain and other scientific and technological means, optimizing inclusive finance’s service model, improving credit approval and risk management models, and improving the availability and quality of financial services such as small and micro enterprises, individual industrial and commercial households and agricultural subjects.
Thirdly, efforts should be made to strengthen multi-party cooperation in the application of financial big models.. The joint creation and ecological co-construction of financial institutions and technology companies is undoubtedly the most effective way to accelerate the application of big models in the financial industry. As the frontier field of digital and intelligent application, the financial industry is rich in data resources and has a wide range of practical scenarios, which has the prospect of deep integration with large models. Technology companies also need to improve their large-scale model capabilities and explore commercialization paths through the tempering of business scenarios. The cooperation between the two parties has great prospects.
Finally, efforts should be made to strengthen the ethical governance and construction of financial science and technology.. The so-called scientific and technological ethics refers to the values and codes of conduct that need to be followed in carrying out scientific research, technological development and other scientific and technological activities. To promote financial science and technology to be good, it is urgent to strengthen the ethical governance of financial science and technology, improve the regulatory rules of financial science and technology ethics, strengthen the role of ethical review of financial science and technology, effectively prevent and control the ethical risks of scientific and technological activities in the financial field, and realize the benign interaction between innovative high-quality development and high-level security of financial science and technology.

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Doing a good job in digital finance requires theoretical and practical innovation.

Director Yang Tao of Industrial Finance Research Base of China Academy of Social Sciences:
The Central Financial Work Conference held at the end of October, 2023 put forward the strategic goal of building a financial power and the need to do five major articles: technology and finance, green finance, inclusive finance, pension finance and digital finance. Among them, digital finance, as an important main line that directly affects the core competitiveness of the financial industry and helps the financial "big country" to turn into a "strong country", has attracted great attention from all parties. Under this background, China Digital Finance Innovation and Development Report (2023), edited by Professor Ouyang Rihui of Central University of Finance and Economics, was officially published, which just echoed the urgent demand of financial reform for think tank research under the new situation and has high theoretical, policy and practical significance.
In fact, under the influence of digitalization and new technology, financial theory has produced many changes in research assumptions, research methods and theoretical logic, which will have a far-reaching impact on financial practice. For example, in the field of macro-finance, the emergence and application of big data and artificial intelligence contribute to better financial statistical analysis. In recent years, central banks of various countries have made efforts to use new technologies to serve economic and financial operations, monetary policy operations, financial risk identification and other work. For another example, from the micro level, the research paradigm of behavioral finance often starts with financial anomalies and explores the laws behind the formation of financial anomalies. With the support of big data and cutting-edge technology, behavioral finance research has also obtained a broader experimental foundation guarantee. Many existing quantitative investment models are based on the thinking and paradigm support of behavioral finance. In view of this, based on the literature review of digital finance research, this book makes an in-depth analysis of the theoretical context and progress in key areas such as digital inclusive finance, industrial digital finance and consumer finance, which is helpful to better clarify the thinking and guide the innovative practice of digital finance. For example, this book analyzes and refines the framework of industrial digital finance research, which has outstanding reference value for promoting the virtuous circle of science and technology, industry and finance.

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Everyone is watching.

"Flowers" is a hit, and banks appear in the list of "special thanks"
The fee reduction of the five major futures exchanges is in action!
2024: What tracks are laid out by commercial banks?

Source: Financial Times client

Reporter: Xie Jingjing.

Editor: Yunyang

Email: fnweb@126.com.
Pay attention to the Financial Times WeChat official account to see more exclusive news.
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During the New Year’s Day holiday, the hot "snow" is boiling in Beijing World Park.

During the New Year’s Day holiday, the third "snow" and "ice" carnival in Beijing World Park was full of joy in Beijing.

In order to let the people in Beijing spend a happy and peaceful New Year holiday, Beijing World Park staged a series of wonderful ice and snow carnival garden activities. Watching global performances, playing "fun" snow and "ice" projects, enjoying ice and snow parent-child activities, embracing the fairy tale world of ice and snow, and enjoying special food with the tip of the tongue have become the main theme for tourists to celebrate New Year’s Day and play around the ice and snow carnival in the world park.

Burning feelings-global performance. Foreign actors from Cuba, Ukraine, Russia, Spain and China formed a strong performing lineup to stage four exotic visual feasts, namely "Christmas Carnival", "Ice and Snow Parade", "Ode to Ice and Snow" and "Latin American Concert", in the East Gate Terrace Garden, the Style Snow Trail, the South Gate Snow Play Area and the Asia-Pacific Stage. Reality shows such as Santa Claus, Snow White, Seven Dwarfs, Snow Angel, Baby Snowman and Big Bird Cartoon interact with tourists at zero distance and enjoy the wonderful ice and snow culture in the World Park.

Happy highlights-"fun" snow and "ice" immersion experience. There are more than 20 kinds of powered and unpowered ice and snow projects in the four major ice and snow amusement areas of the park, namely, the East Gate Terrace Garden Snow Amusement Park, the South Gate Snow Amusement Park, the South Gate Artificial Lake Ice Amusement Park and the African Pyramid. Among them, snow landslide, snow turning, snow tank, snow bike, snow gyro, snow yo-yo, snow caterpillar, children’s snow digger, ice go-kart, ice block and dog sled are popular.

Have fun-parent-child activities in the small column of ice and snow. Play with the world by snowmobile, sleigh and snow circle; Driving a snow mini tractor, a snow digger and a dog sledge to enjoy a childhood of ice and snow; Ride a snow camel around Africa in the pyramid scenic spots and feel the joy of the New Year during the New Year holiday.

Humanistic hotspot-the world of ice and snow. Through funa, the park has created a realistic version of the world of ice and snow for tourists. Make a snowman, have a snowball fight, explore the famous miniature landscapes of countries along the "the belt and road initiative", and experience the exotic and romantic ice and snow customs in Frozen, and appreciate the wonderful ice and snow culture in Winter Olympics.

In addition This year’s World Park Ice and Snow Carnival also launched "Hui" to play ice and snow season rewards and ice and snow food activities.

Source Fengtai Times

Correspondent Yedda Chiu

Editor Li Na

Before New Year’s Day, a municipal government was interviewed.

Shanxi Provincial Emergency Management Department on the 29th, December 29th,In view of the "12.16" self-built house in the village in Nanpan community of xiaodian district and the "12.27" carbon monoxide poisoning accident in the hot pot restaurant in Xiaozhanying Village, Jinci Town, Jinyuan District,According to the requirements of the State Council Security Committee Office and the provincial government,The Provincial Security Committee Office interviewed Taiyuan Municipal Government.Wang Qirui, director of the Provincial Security Committee Office and director of the Provincial Emergency Management Department, mainly interviewed.

The interview requires that Taiyuan should improve its political position and conscientiously implement the major decision-making arrangements of the provincial party Committee and the provincial government.Draw lessons from the accident and draw inferences from others.Supervise all departments and enterprises in the territory to do their best to implement safety production responsibility measures and stabilize the safety production situation. It is necessary to put the work of safety in production in a more important position, comprehensively compact the government responsibility, departmental supervision responsibility and enterprise main responsibility, and do a good job in safety in production in key industries at the end of the year and the beginning of the year.Solidly carry out actions to investigate and rectify potential safety hazards,In particular, the prevention of toxic and harmful gas poisoning, strengthen safety risk management and control, organize the investigation of indoor units or houses such as burning charcoal for heating, burning charcoal for dining, using gas water heaters, strengthen safety publicity, promote the installation of toxic and harmful gas alarm devices, and prevent poisoning caused by carbon monoxide and other injuries.It is necessary to seriously investigate and handle the accident, thoroughly find out the nature of the cause of the accident, speed up the investigation and handling of the accident, and announce the results to the public in a timely manner.

Yang Cheng, member of the Standing Committee of Taiyuan Municipal Committee and executive deputy mayor, expressed his position on behalf of Taiyuan Municipal Government.We will conscientiously implement the spirit of this interview meeting.Deeply draw lessons from the accident, draw inferences from others, compact the safety responsibilities of all parties, effectively strengthen the prevention and control of safety risks, carefully investigate and rectify potential safety hazards, avoid the recurrence of similar accidents, and ensure the safety and stability of the city during the "two festivals".

Zhang Heping, deputy director of the Provincial Safety Committee Office, deputy director of the Provincial Emergency Management Department, Li Wei, second-level inspector of the Provincial Department of Commerce, Hu Baishun, second-level inspector of the Provincial Market Supervision Bureau, and heads of relevant offices attended the interview.

At the same time, according to the "Notice of the State Council on Further Strengthening the Work of Enterprise Safety in Production" and other relevant regulations,The Provincial Safety Committee Office decided to investigate and supervise the "December 27" carbon monoxide poisoning accident in Xinlong Yangxiezi Hotpot Restaurant in Jinyuan District, Taiyuan City.

Source: "Shanxi Provincial Emergency Management Department" WeChat WeChat official account

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Bookstore nightlife, can "one night" become "night after night"?

  From July 19th, every Friday to Sunday, the operation hours of Beijing Metro Line 1 and Line 2 are extended, and the last bus departure time of each station along the line is after zero. It can be seen that the subway works hard for our nightlife.

  夏末的一个夜晚,正阳门外,中轴线西,大栅栏北,首届“北京书店之夜”主会场所在地北京坊,将城市夜生活延展至书店,同时,遍布全市的25家书店分会场也点燃星星之火。这一夜,北京夜生活的口号是“约饭,不如约书店”。

  北京人民广播电台带来诵读节目《遇见一家书店》,绘本作家熊亮讲演《如何打造中国孩子的童话世界》,素描戏剧《白日梦太奇》和黑胶音乐声光舞蹈秀,则营造出了夜间游园的氛围……

  听说“北京书店之夜”的消息,初一女孩美怡拉上阿姨和阿姨家的弟弟一同前来,跟随“打卡地图”的路线走走看看,已经打卡了3个点。美怡说,如果能延续下去,她还想参加。马啸带着女儿专门赶来,他是一名教师,觉得孩子更应该参加“书店之夜”,“读书能直达心灵”。

  北京最富有特色的45家书店,聚集于北京坊三富街,形成一条“北京书店大街”。走完这条街,书迷们在一面巨大的立体许愿墙上留下了满壁心愿——“我想带着《瓦尔登湖》去趟瓦尔登湖”“希望能找到爱读书的另一半”“希望能读完一本大部头经典”“全世界的最美书店等等我”……

  Everything is fine, but this excitement is like a "flash" featuring a bookstore. After this night, can the bookstore be added to the nightlife options? Can "one night" become "every night"?

  In fact, it is nothing new to spend the night in a bookstore. There have been 24-hour bookstores in various places before. According to Liu Jingjing, deputy dean of the School of Cultural Industry Management of China Communication University, this series of activities with the overall planning and support of government resources is a good demonstration and guidance, but the sustainable development of bookstore nightlife depends on the enthusiasm and demands of bookstores themselves.

  Most directly, the development of bookstore nightlife is closely related to bookstore operating costs. Liu Jingjing said: "The cost of personnel and security required for night operation will increase significantly compared with that during the day. Whether the bookstore can get enough returns by extending its business hours is the key to restricting the sustainable development of the bookstore nightlife."

  Liu Jingjing believes that there are two ways to develop bookstore nightlife at present: one is to expand the bookstore into a public cultural space with multiple functions, providing a carrier for various cultural activities, such as movie viewing, reading, reading, drama, music, and even night training; The second is to carry life related to books in various spaces, such as reading activities in restaurants, shopping malls and cinemas.

  Liu Jingjing felt "anxious" at first to live the bookstore nightlife well. "You can find some brand and iconic bookstores to explore and try first, instead of opening them all at once. Because it depends on whether the bookstore itself can survive, or whether it will have more room for development after the city as a whole forms an atmosphere of night cultural life. "

  Expanding bookstores into cultural complexes has become more common in first-and second-tier cities. When it gradually sinks into third-and fourth-tier cities, it is expected to produce more new formats, such as combining bookstores with restaurants, creative markets and even car beauty.

  The latter, in this "flash" activity, is also emerging. In MUJI HOTEL BEIJING (Beijing Branch of Muji Hotel), in-house guests can choose a favorite book from about 8,000 books in the lobby book bar and bring it back to their rooms for free.

  In the children’s paradise "Little Oasis", Fantasy Country and Yimi Sunshine Children’s Library moved children’s favorite reading scenes to the paradise. Ma Jin, founder of Little Oasis, said: "Let children regard picture books as toys. In our space, it will be arranged in different corners ‘ Reading angle ’ At the same time, a small library will be set up to open all picture books to parents and children for all parents who come to the small oasis to choose and borrow. "

  Mom+,a family-style restaurant under the brand of "Family Heritage", has set up a trial reading area for Xiong Liang’s classic picture books. Xiong Liang said, "In other scenes, books should have such an opportunity". "Mom+"restaurant will recommend a book every month. The first month of opening is the picture book "A Bowl of Soup for Mom" by Hao Guangcai, a famous children’s book publisher. In that month, Sun Yankun, the co-founder of the family biography, found that all the children in the whole restaurant were reading the same book, but everyone had their own understanding.

  Sun Yankun said: "Seventy percent of our guests are families with children. When conceiving a restaurant, the first plate to be put in is the reading corner, which is also our discussion about ‘ Dining table and desk ’ An embodiment of the idea. Mom and dad put down their mobile phones when they were waiting for each other, and they were very devoted to reading picture books to children. It was beautiful. "

  "Promoting night economy is a systematic project, which requires all systems in the city to support night life, including public transportation, public security maintenance and night landscape. Bookstore nightlife does not depend on the development of a single bookstore, but on the formation of the whole cultural consumption habits. " Liu Jingjing said.

  China Youth Daily China Youth Network reporter Jiang Xiaobin Trainee reporter Li Yi Source: China Youth Daily

In 2024, the box office of New Year’s Day broke 1.2 billion, and the "bright star" fault led the way.

According to Lighthouse Professional Edition, as of 21: 00 on December 31st, the total box office (including screening and pre-sale) of new films on New Year’s Day in 2024 exceeded 1.26 billion, and "Twinkle, twinkle, bright stars" and "The annual meeting can’t stop! "Stealth" is still the top three at the box office, among which "Twinkle, twinkle, bright stars" leads with 553 million faults.
"Twinkle, twinkle, twinkle, bright stars" set a record that the pre-sale of Chinese film history broke through 100 million at the earliest and the pre-sale of New Year’s Eve file broke through 100 million at the fastest. The film is directed by Chen Xiaoming and Zhang Pan, written by Zhang Pan, Duan Yule, Wang Yichao and Chen Xiaoming, starring Qu Chuxiao and Karlina, and starring Jinna and Jiang Yunlin.
The annual meeting can’t stop! Ranked second in the box office list of new films on New Year’s Day, the film tells the story that fitter Hu Jianlin was transferred to the group headquarters by mistake and became a gold collar. At the annual meeting of the group, he exposed the corrupt executives of the factory and finally saved the factory. The film was written and directed by Run Nian Dong, with Luo Jia as the screenwriter and producer, Dapeng, Ke Bai and Zhuang Duffy as the leading actors, Wang Xun as the leading actor, Sean as the friendly actor and Li Naiwen as the guest actor.
The cumulative box office of "Stealth" is also nearly 200 million, and the film is co-starred by Andy Lau, Lin Jiadong and Eddie Peng Yuyan. Fighting between police and bandits, undercover stealth, and the righteous belief that they will stick to their death, and the evil hidden under the "dark net", are on the verge of confrontation with evil.
It is worth mentioning that "If You Are the One 3", written and directed by Xiaogang Feng, has been a box office flop. The film was released on December 30th, with a box office of only 24.3 million yuan on its first day of release, and the current cumulative box office is 43 million yuan, ranking sixth in the total box office of new films on New Year’s Day in 2024. The film, starring Ge You and Shu Qi, starring Fan Wei, Li Chengru, Yun-peng Yue and Chang Yuan, featuring Yao Chen, Guan Xiaotong and Wu Yi-cong, and specially introduced by Yu Shuxin, is the final chapter of If You Are the One series.
Some market research institutions said that the film market showed a good recovery trend, and the major schedules exceeded expectations. The New Year’s Day schedule has a New Year’s atmosphere, and the diversified film types have achieved full coverage of the audience, optimistic about the overall performance of the schedule.
Yangzi Evening News/Zi Niu Journalist Kong Xiaoping
Proofread Li Haihui
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