China has the largest mobile payment scale in the world, but it is not the most developed country without cash payment.

Our wallets will eventually shrink more and more, regardless of whether the salary rises or not. Today, when roadside stalls are all paid by scanning code, fewer and fewer people will go out with a lot of cash.

The trend of cashless society is spreading all over the world. Recently, consulting firm Capgemini and BNP Paribas jointly released the World Payments Report 2018, which counts the cashless transactions in many countries around the world.

According to the report, in the reporting period (2016), the country with the largest number of cashless transactions was the United States, ranking first with 148.5 billion transactions, the euro zone ranked second with 74.5 billion transactions, and China, with the most developed mobile payment, ranked third with 48 billion transactions.

Although the number of cashless transactions in China is less than one third of that in the United States, the growth rate of the share of cashless transactions ranks second in the world. The report predicts that by 2021, the total amount of cashless payment transactions in China will surpass that in the United States and become the first in the world.

In terms of per capita times, Sweden has become the country with the largest number of per capita non-cash payments with 461.5 per capita electronic transactions. Sweden was the first country to print paper money, but it may also be the first country to eliminate cash. There is another interesting true story about the cashless society in Sweden:

A man broke into a bank. "robbery! I want cash! The bank clerk gave him a cold look, pointed to a sign on the wall saying "no cash place" and told him that the bank had no cash and his demands could not be met. The robber was puzzled. Before leaving, he asked the staff, "Where else can I go? 」

The report pointed out that the rapid growth of cashless payment in China benefited from the large popularity of mobile payment. A report by Better Than Cash Alliance, a subsidiary of the United Nations, pointed out that the market size of social network payment (Alipay and WeChat) in China reached 2.9 trillion US dollars in 2016, which increased 20 times in the past four years. At present, Alipay and WeChat payment have occupied more than 90% of the mobile payment market in China.

▲ Annual transaction amount of China Mobile Payment.

In recent years, people in China have also strongly felt the convenience brought by mobile payment. From eating, shopping, watching movies, buying food in the vegetable market to taking the bus and subway, you can basically use mobile payment to solve all the consumption scenarios you can think of.

▲ Image from: Wall Street Journal

Capgemini predicts that the global digital transaction volume will increase from $598 billion to $876 billion between 2018 and 2021. In Asia, led by China, digital payment will lead the world with a compound growth rate of 29% in the next four years, while the growth rates in North America and Europe are much slower, both less than 10%.

In fact, in terms of the scale of mobile payment, China is already the first in the world. According to the data of Forrester Research, in 2016, the mobile payment market in China reached 9 trillion US dollars, the mobile payment market in the United States reached 112 billion US dollars, and the mobile payment market in China was nearly 90 times that in the United States. In 2017, the scale of mobile payment transactions in China has exceeded 200 trillion yuan, ranking first in the world.

But why in Capgemini’s report, the United States is the largest country without cash payment. This is related to the statistical method of the report. In addition to mobile payment, the "no cash" in the report also includes cheque, debit card, credit card payment, credit transfer and direct debit transactions.

It is not difficult to explain why the United States, where mobile payment is underdeveloped, still has the largest cashless transaction volume in the world. The United States has a mature credit card system, and credit cards have become the most mainstream payment method for the American people, with 40% of the total global credit cards coming from the United States.

However, the high maturity of the credit card system has greatly inhibited the development of mobile payment in the United States. A large number of concessions are tied to credit cards, and the American people have no incentive to loosen their credit cards at all.

The development of mobile payment in China far exceeds that in Europe and America. A deeper reason is that China consumers have not formed the habit of credit card consumption, and it is easier to accept mobile payment. According to a report by Goldman Sachs, China people have an average of 3.6 debit cards, but only one third of them have credit cards, which forms two extremes with the United States.

In addition, Apple CEO Tim Cook also talked about China Mobile Payment in an exclusive interview with Ai Faner some time ago. He put forward a novel point of view:

China has not experienced the so-called desktop Internet stage, but embraced the mobile Internet directly, so consumers in China do not have the burdens of the desktop Internet era in their minds, which explains to some extent why the mobile payment share in China is so high.

If the lack of credit card consumption habits is the core reason for the rapid development of mobile payment in China, then the popularity of smart phones and 4G networks has cleared the last obstacle and reconstructed the whole offline consumption scene with the help of QR codes.

A colleague of Ai Faner once encountered a strange thing when she was shopping. When she took out a hundred-dollar bill to pay the bill, the cashier froze for a few seconds because no one had paid in cash for too long.

When was the last time you spent money in cash?

The title map comes from:

Causes and solutions of non-start of fan-to-compressor of air conditioner outdoor unit [detailed explanation]

  It is a common phenomenon that the fan of the air conditioner turns to the compressor and does not start, which may be caused by many reasons. This article will introduce several common reasons and provide corresponding solutions.

  First, the power supply problem

  When the fan-to-compressor of the air conditioner is not started, it is first necessary to check whether the power supply is normal. You can check whether there is electricity in the power socket and whether the power cord is damaged. If there is a problem with the power supply, it is necessary to replace the power cord or power socket in time.

  Second, the compressor is damaged

  If the failure to start the fan-compressor of the air conditioner is caused by the damage of the compressor, the compressor needs to be replaced in time. When buying a new compressor, you need to pay attention to the consistency of brand and model to avoid compatibility problems.

  Third, the capacitance problem

  Capacitance is another common reason why the fan-to-compressor of the air conditioner is not started. The function of the capacitor is to provide the starting power supply. If the capacitor is damaged or aged, the compressor will not start. The solution is to replace the capacitor or repair the capacitor.

  Fourth, the temperature sensor problem

  The temperature sensor is one of the key factors that the fan-to-compressor of the air conditioner does not start. If the temperature sensor is damaged or the signal interferes, the compressor will not start normally. The solution is to replace the temperature sensor or carry out signal interference processing.

  Five, air conditioning internal fault

  The internal fault of air conditioner is one of the most common reasons why the fan-compressor of air conditioner is not started. It may be caused by internal component damage or short circuit. The solution is to ask professional air-conditioning maintenance personnel for inspection and maintenance.

  Solution:

  Check whether the power supply is normal and replace the power cord or socket.

  Check whether the compressor is damaged and need to be replaced.

  Check whether the capacitor is damaged or aging, and it needs to be replaced or repaired.

  Check the temperature sensor for damage or signal interference, and need to be replaced or processed for signal interference.

  Try to avoid internal faults of the air conditioner, such as damage of internal components or short circuit, and it is necessary to ask professional air conditioner maintenance personnel for inspection and maintenance.

  It is a common air-conditioning failure that the fan of the air-conditioning unit turns to the compressor, which may be caused by many reasons, such as power supply problem, compressor damage, capacitance problem, temperature sensor problem or air-conditioning internal failure. Solutions include checking power supply, replacing compressor, replacing capacitor or repairing capacitor, replacing temperature sensor or processing signal interference. When using the air conditioner, it is necessary to pay attention to maintenance and avoid the occurrence of internal faults of the air conditioner. In case of air conditioning failure, it is recommended to contact professional air conditioning maintenance personnel for inspection and maintenance in time.

Business community: The soda ash market is generally weak this week.

  September 27, 2007, Business Society

  I. Price trend

  According to the commodity analysis system of the business community, the price of light soda ash fell this week. As of September 27th, the average market price of soda ash was 1,614 yuan/ton, down by 46 yuan/ton compared with the price of 1,660 yuan/ton at the beginning of the week, down by 2.77% and down by 10.83% compared with the beginning of the month.

  Second, the market analysis

  According to the commodity analysis system of the business community, the soda ash market as a whole was weak this week. At the supply end, the overhaul enterprise equipment resumed operation, the utilization rate of soda ash capacity was improved, the supply of market goods increased, the inventory pressure of manufacturers was greater, and the focus of soda ash transaction continued to move down; On the demand side, the downstream fell first and then stabilized, and the demand for soda ash was limited. Before the holiday, the downstream replenished on demand, some soda ash enterprises shipped, and the price of soda ash in some areas increased. On September 27th, the price of soda ash in East China increased slightly, and the mainstream market price of light soda ash was about 1430-1600 yuan/ton. The price of soda ash in central China has increased slightly, and the mainstream market price of light soda ash is about 1350-1550 yuan/ton.

  Demand: According to the commodity analysis system of the business company, the price of glass fell first and then stabilized. As of September 27th, the average market price was 13.45 yuan/square meter, which was 0.74% lower than the average market price of 13.55 yuan/square meter at the beginning of the week. The glass market started to decline, but the overall situation was still weak, with limited inventory reduction. Downstream purchases and purchases were followed up as needed, and glass prices were weak.

  The market outlook predicts that at present, the utilization rate of domestic soda ash capacity is high, the inventory pressure of spot soda plants is high, the downstream glass industry is temporarily stable, the demand support is still limited, the soda ash market is insufficient, and the atmosphere in the venue is cautious. It is expected that soda ash will be sorted out in the short term, depending on the downstream market demand.

Bmw i4 in Zhengzhou area is on sale with a discount of 120,000 yuan! limited in number

[car home Zhengzhou Preferential Promotion Channel] At present, preferential activities are being carried out, with the highest preferential amount reaching 120,000 yuan and the lowest starting price reduced to 309,900 yuan. Consumers in Zhengzhou can seize this opportunity to go to car home and click "Check Car Price" in the quotation form to strive for higher discount.

郑州地区宝马i4特价出售,优惠12万!数量有限

The exterior design of BMW i4 attracts much attention for its unique front face design, streamlined body and sports style. The front face adopts the iconic kidney-shaped air intake grille, but unlike the traditional BMW model, the i4 air intake grille adopts a closed design, which shows its identity as a pure electric vehicle. The body lines are smooth, and the whole body presents a style of combining technology with sports.

郑州地区宝马i4特价出售,优惠12万!数量有限

The length, width and height of BMW i4 are 4785mm, 1852mm and 1455mm respectively, with a wheelbase of 2856mm, a front tread of 1601mm and a rear tread of 1630mm. The side lines of the car body are smooth and dynamic, with 18-inch rims, which are 245/45 R18 in front of tyre size and 255/45 R18 in rear of tyre size, showing a unique sports style.

郑州地区宝马i4特价出售,优惠12万!数量有限

The interior design of BMW i4 is characterized by luxury and technology. The center console is equipped with a 14.9-inch high-definition touch screen, which supports the voice recognition control of multimedia system, navigation, telephone and air conditioner, providing a convenient operating experience for drivers. The steering wheel is made of leather and has the function of manual adjustment up and down, forward and backward to ensure the driver to find the most suitable driving posture. The car is also equipped with a front wireless charging board for easy charging. In terms of seats, a variety of material choices are provided, including imitation leather, genuine leather and leather /Alcantara mix and match. The main and co-pilot seats are equipped with functions of front and rear adjustment, backrest adjustment, height adjustment (4-way), leg rest adjustment and lumbar support (4-way), and support for seat heating, which brings a comfortable riding experience. The rear seats have a proportional reclining function, which increases space flexibility.

郑州地区宝马i4特价出售,优惠12万!数量有限

BMW i4 is equipped with a powerful motor with a maximum power of 210 kW and a maximum torque of 400 Nm, which provides drivers with abundant power and excellent driving experience.

Car home car owners spoke highly of the BMW i4: "Good sound insulation, sufficient power, king in appearance, and I don’t think I will lose my sister Mercedes-Benz if the volcanic red interior is made." These real feedbacks reflect the excellent performance of BMW i4 in many aspects, which are impressive in both driving experience and interior design.

Blinken was exposed to admit that there are differences within the US State Department on the way the Biden administration handled this round of Palestinian-Israeli conflict.

  [Global Network Reporter Zhang Xiaoya] According to CNN, US Secretary of State Blinken admitted in an e-mail sent to the State Council staff on the 13th local time that there were differences within the US State Department on the way Biden’s government handled the Israeli-Palestinian war in Islamic Resistance Movement (Hamas).

  CNN said that when this email was sent out, there were more and more anger and dissent on this matter not only in the State Council, but also in Biden’s administration in a broader sense.

  "I know that for many of you, the pain caused by this crisis is having a great impact on individuals," Blinken wrote in this email. "It is sad to see babies, children, the elderly, women and other civilians suffering in this crisis every day. I feel the same way myself. " He went on to say, "Some people in the State Council may disagree with the way we are taking, or have opinions that we can do better."

  The report continued that Blinken later said that a forum had been organized in Washington, D.C., so that employees could provide feedback. "We are listening: what you share will affect our policies and information."

  CNN said it also saw in the email that Blinken outlined his previous trip to the Middle East and Asia, saying that the primary goal of the United States remains unchanged: to end this terrible Palestinian-Israeli conflict as soon as possible, and at the same time support Israel’s rights and obligations in a way consistent with international humanitarian law, so as to ensure that the attacks like October 7 will not happen again.

  The report mentioned that US State Department spokesman Miller also said at the press conference that day, "the State Council, like all organizations, is not just a government agency, but a global organization, including people with different views."

  Not long ago, CNN reported last week that hundreds of USAID staff members signed an open letter calling for a ceasefire between Palestine and Israel; Last month, an official in the State Council publicly resigned to protest the Biden administration’s policy towards the current Palestinian-Israeli conflict.

Blackmail, malicious complaints … When did "professional counterfeiting" become "fake counterfeiting"?

Our reporter Liu Jinmeng photo

  editorial comment/note

  Since the emergence of "professional counterfeiters", this group has been controversial. It is undeniable that "professional counterfeiters" have played a positive role in promoting market purification and establishing consumers’ awareness of rights protection. However, when some of them are no longer aiming at solving consumer disputes, but demanding high compensation, or even falsifying evidence to extort money from businesses and using malicious complaints to report for their own profit, "counterfeiting" has changed its flavor.

  "Counterfeiting" has become a "fake fight", which obviously deviates from the original intention of legislation and the original intention of protecting consumers. On the contrary, the real problem of consumer rights protection cannot be solved. In just three months, it involved cracking down on "malicious reporting of illegal profit-making behavior" and "taking ‘ Counterfeiting ’ The central document of the name of extortion was issued twice. At the legislative level, all localities have also strengthened the revision of relevant legal provisions and resolutely said no to extortion under the banner of "safeguarding rights."

  Li Hua (pseudonym), the owner of a silk scarf dealer in Changchun, wanted to compromise and spend money when he was asked for compensation by a "professional counterfeiter" with a silk scarf material appraisal report. However, not long ago, he approached the Changchun Consumers Association for consultation, only to realize that he could first compare the report issued by the claimant with the quality inspection report of the goods themselves.

  It was discovered by this comparison that the silk scarves inspected by the claimant were simply "crowned with pride" and the goods were completely different. Li Hua immediately reported the case and lamented that he "successfully escaped a robbery."

  Recently, a survey by the Workers Daily reporter found that some people are actually making "professional claims" for illegal profits in the name of "professional counterfeiting". Its purpose is not to crack down on counterfeiting and protect consumer rights, but to demand high compensation, create a large number of malicious reports, and repeatedly extort money from businesses.

  Change the bag, blackmail and pester the lawsuit, and "fake" becomes "fake"

  Zhong Ping, secretary-general of Changchun Consumers Association, still remembers that more than ten years ago, a gentle and articulate complainant came to Changchun Consumers Association, reflecting that the food he bought in a supermarket violated the regulations and was labeled as health care function, and wanted to claim compensation.

  After exchanging professional knowledge with him, the complainant said, "I have traveled a lot in Northeast China, as far as you know", and Zhong Ping realized that she had met a "professional counterfeiter". At that time, Zhong Ping was deeply impressed by this gentle and professional complainant with reasonable demands.

  "At that time, I quite agree with the emergence of these people. Because they are very professional, their behavior can play a positive role in purifying the market, and the other is to urge our relevant staff to improve their business ability and quality. " Zhong Ping said.

  "On our complaint platform, many people directly say that they are professional counterfeiters, and the scope of complaints is getting wider and wider." Zhong Ping said, "At first, most of them were aimed at food. Later, communication services, clothes, furniture and other commodities became the targets of counterfeiting, and many of them claimed for details such as product descriptions and advertising words."

  After handling many cases, Zhong Ping gradually discovered that many "professional counterfeiters" have turned "counterfeiting" into fraud.

  "Some people report maliciously, not for the purpose of purifying the market, but for asking merchants to take money privately, implement threats, false evaluations or even blackmail, falsify evidence and make illegal profits." Zhong Ping told reporters that she had been complained to the higher authorities by a very strong "professional counterfeiter". Once such cases were not handled as expected, they would repeatedly complain and importune.

  The shopkeeper engaged in cross-border e-commerce in Hangzhou, Zhejiang Province was threatened to report by a mother and son from Shanghai on the grounds of defective product labels, and had to "pay tribute" to 600 yuan’s goods every month for two consecutive years, until they were sentenced for extortion; A Taobao shop owner was targeted by "professional counterfeiters" for using exaggerated slogans and had to pay 2,000 yuan for recognition; The QQ group claiming for counterfeiting claims that it only needs 30 yuan to "learn from the teacher" to obtain the "claim tips" … …

  According to the recent symposium on professional claim behavior, which was jointly attended by the market supervision department, China Consumers Association and enterprise representatives, in recent years, the number of malicious complaints and reports of "professional claim" initiated in the name of "counterfeiting" and "safeguarding rights" has exceeded 1 million every year.

  In the court’s judgment, professional counterfeiters win or lose differently.

  The reporter used "professional counterfeiting" as the key word in China’s refereeing documents online, and retrieved 1,382 refereeing documents this year, which was significantly lower than 3,348 last year. In many documents with a relatively recent date, the counterfeiters won or lost in court judgments, and most of them were sentenced to return the goods because of the real problems of the goods, and the multiple compensation claims were not supported.

  In July 2018, the post-90s "professional counterfeiter" Han bought 12 bottles of imported brand red wine in a wholesale supermarket in Qingdao twice, paid 20,160 yuan for the wine, and filmed the whole purchase process. Subsequently, Han sued the supermarket to the court of the jurisdiction on the grounds that the imported red wine labels sold by the supermarket did not meet the national standards, requesting an order to return the purchase price and paying 10 times compensation of 201,600 yuan.

  During the trial, the four effective judgments submitted by the defendant supermarket showed that Han had sued several different defendants at the same time in the Xiangzhou District People’s Court of Zhuhai City, Guangdong Province, and all of them demanded the defendants to refund the purchase price and pay 10 times the compensation on the grounds that the purchased products did not have Chinese labels. At the same time, the forms of evidence submitted by Han in several cases are basically the same. According to statistics, there are more than 50 cases in this batch, involving more than 4 million yuan.

  The court of first instance ruled that the supermarket returned the payment of 20,160 yuan to Han, but did not support his claim of 10 times. Han refused to accept it and appealed to the Qingdao Intermediate People’s Court. The final judgment of Qingdao Intermediate People’s Court was changed: the supermarket returned the payment of 20,160 yuan to Han, and paid him compensation of 201,600 yuan, and Han returned the red wine.

  "Professional counterfeiters" are not so lucky.

  Xingmou has successively purchased 75 electric vehicles with a certain brand exceeding the standard, and commissioned the research institute to conduct testing. The results show that many items of electric vehicles are unqualified. Since 2017, Xing has gone through 17 court sessions, rulings and judgments, sued the court for a return and was punished with "one loses three". The Court of Final Appeal held that Xing, as a professional counterfeiter, did not buy or use goods or receive services for his daily needs, and was not a consumer as stipulated by law, so he did not support his claim of triple compensation.

  Defining the red line is the key between legality and illegality.

  "It’s a cold winter in the spring … … I suggest that all colleagues who fight counterfeiting must follow the principles of legitimacy, necessity, rationality and legality. " In April this year, "anti-counterfeiting fighter" Wang Hai said at the fifth "315 Anti-counterfeiting Forum" held in Beijing.

  Wang Yuqi, a lawyer of Guangdong Guanghe (Changchun) Law Firm, told the reporter that from the actual case, there is only a thin line between the legality and illegality of professional counterfeiting, and the attitude of judicial practice is becoming more and more cautious.

  The reporter of Workers Daily found that in recent days, many courts have issued judgments against "professional claimants" under the banner of "defending rights" and "counterfeiting", which are actually extortion.

  For example, a 90-year-old man in Longyan, Fujian used the absolute term "extreme words" defined by the advertising law to make malicious complaints and extortion against online shop sellers, and was sentenced to 1 year and 8 months in prison by the court and fined 15,000 yuan; Shanghai Changning District Court sentenced Wang, a "professional claimant", to three years and three months in prison and fined him … … According to media reports, not long ago, four provinces and cities, including Henan and Xiamen, listed "professional counterfeiting" for extortion and illegal profits as "eliminating evils".

  "The urgent task is to explore effective methods on the basis of summarizing the characteristics and problems of professional claims, and clearly define the red line between legal claims for professional counterfeiting and extortion. Reasonable and legal professional counterfeiting should be supported, but extortion must be punished. " Wang Yuqi said.

  "Judging from the complaints this year, professional anti-counterfeiting behavior has been significantly reduced." Zhong Ping suggested that while opposing and severely punishing illegal counterfeiting, relevant departments should also formulate attractive reward mechanisms for legitimate "professional counterfeiters", guide them to exercise their anti-counterfeiting rights in the right way, play their positive role, and unblock the combination. Only in this way can the root cause be cured.

  Some netizens also said that professional anti-counterfeiting was born to meet the market demand, and it was the market that finally exercised the right of elimination. Enterprises don’t sell fakes, product quality passes, and business integrity, counterfeiters will gradually disappear.

Blackmail in the name of counterfeiting? "Malicious claims" will be restricted from next month.

  In the name of "counterfeiting", the act of making profits through malicious complaints will be restricted from next month. On January 1, 2020, the Interim Measures for Handling Complaints and Reports of Market Supervision and Management (hereinafter referred to as the Interim Measures) newly issued by the State Administration of Market Supervision will be officially implemented, which clearly stipulates that the complaints initiated by "not buying or using goods or receiving services for the needs of daily consumption, or not proving that there is a dispute between consumers and the respondent" will not be accepted by the market supervision and management department.

  Professional claimant

  Extortion in the name of counterfeiting

  In recent years, a considerable number of professional claimants have appeared. They take advantage of the loopholes in the shelf life of goods and the description of advertising language, deliberately buy in large quantities, demand compensation from merchants, and even become professional claimants. These professional counterfeiters are usually parasitic on major e-commerce platforms, extorting money from merchants in the name of counterfeiting, using punitive damages for their own profit or taking the opportunity to extort money from merchants, and some behaviors seriously violate the principle of good faith, ignore judicial authority and waste judicial resources.

  According to a survey conducted by the Shanghai Industrial and Commercial Department in 2016, among the occupational claims received by the 12315 Center in the first half of that year, only 20 cases really constituted consumer fraud after investigation, and the remaining 99.83% of the enterprises claimed had no substantial consumer fraud.

  "Legal Daily" once reported that some counterfeiters used cotton cloth dipped in special medicine to erase the production date of goods, or used needles to stick holes in bread to claim compensation from merchants.

  "Professional Chihuo"

  If you receive a refund, you will be sued by Taobao.

  The so-called "professional foodie" (only refund and no return) is a nickname for a professional claimant who has changed his technique on the Internet. Zhou, a Taobao buyer, registered a Taobao account with his identity information last year and began to place orders crazily, with 633 transactions a month.

  Among them, from June 7 to June 16, 2018, 289 orders were placed, 281 refunds were applied for that month, 277 refunds were successful, and the actual refund amount was 3,854.54 yuan; During the period from July 1 to July 5, 2018, 344 orders were placed, 343 refunds were applied for that month, 335 refunds were successful, and the actual refund amount was 18,842.53 yuan. In the past month or so, Zhou has placed a total of 633 orders, only 624 applications were refunded, and 612 refunds were successful, amounting to more than 32,000 yuan. After receiving the goods, Zhou applied for 624 refunds but refused to return them.

  On December 19, 2018, Taobao sued Zhou to Hangzhou Internet Court, demanding that the court order the defendant to compensate Taobao for its economic losses and reasonable expenses (legal fees) of 10,000 yuan.

  Taobao believes that Zhou’s malicious refund behavior is an abuse of membership rights and a serious violation of the service agreement, which has caused a serious negative impact on Taobao’s economy and goodwill and should compensate for the losses.

  After trial, Hangzhou Internet Court held that the application for refund only initiated by defendant Zhou obviously did not conform to ordinary people’s shopping habits, and the reasons for refund were repetitive and single. His behavior was an abuse of the rights of Taobao platform members, which damaged the reputation of Taobao sellers who operated honestly and legally, interfered with the normal operation order of Taobao, and made Taobao spend more material resources to deal with the defendant’s false complaints, causing actual losses to Taobao, and directly destroyed the integrity and fairness that Taobao and the whole society jointly advocated and devoted to building and maintaining. The court ruled that the defendant Zhou compensated Taobao for its economic loss of 1 yuan and reasonable expenses (legal fees) of 10,000 yuan. It is understood that this case is the first judgment made by the court in a series of cases in which Taobao sued for malicious refund.

  Form an industrial chain

  Showing a trend of gang specialization

  The routine of malicious claims is getting deeper and deeper, even showing the trend of gang, specialization, scale and stylization, which is embodied in mentoring, training and output, focusing on packaging and publicity defects.

  Professional claims consume four to five times as much resources as normal complaints, and public resources are squandered by a few gangs, which makes it impossible to deal with problems that really affect consumers and market order.

  Official website, a law firm, shows that there are dozens of cases in which professional counterfeiters claim compensation. The Beijing Youth Daily reporter saw that Xiaomei, the owner of the online shop, said that a product sold in her shop was sold in bulk because of its large packaging, and it was caught by the professional counterfeiter "buyer" without QS label. The other party said, "Claim 10 times, and only refund is not returned". The store estimated that this single order of dried fruits with a price of more than 100 yuan, in addition to the loss of principal, had to pay compensation to 1000 yuan, which caused heavy losses. According to Xiaomei, there are more than 30 complaints from stores similar to her.

  Text/reporter Yan Lishuang

  Unlike professional counterfeiting,

  The "malicious claims industry observation report" pointed out that, unlike professional counterfeiting, "professional claims" are often extorted in the name of counterfeiting. The general path is "one buy, two talk, three report, four review and five lawsuit".

  Number of malicious complaints

  In September this year, the symposium on professional claims held by China Market Supervision Newspaper revealed that in recent years, the number of malicious complaints and reports of "professional claims" initiated in the name of "counterfeiting" and "safeguarding rights" exceeded 1 million each year.

  Governance means

  Many parties have called for curbing the frequent occurrence of vicious claims management documents.

  With the social harmfulness of occupational claims becoming increasingly prominent, the voice of curbing occupational claims is getting higher and higher. At the recent 2019 Internet Law Conference, the "Malicious Claims Industry Observation Report" was released. According to the Report, professional claims have affected businesses, platforms, regulatory authorities, judicial departments and other parties, undermined the market business environment, and encroached on the judicial law enforcement resources for consumers’ legitimate rights protection.

  According to public information, nearly 40 NPC deputies have put forward suggestions to standardize occupational claims. For example, Chu Xiaoqin, a deputy to the National People’s Congress, put forward at the two sessions of the National People’s Congress in 2018 that the motive of "professional claims" is not to purify the market, but to use punitive damages to make profits for themselves or take the opportunity to extort money from merchants. Some behaviors seriously violate the principle of good faith, ignore judicial authority and waste judicial resources. Therefore, she suggested gradually curbing the profit-making counterfeiting of professional claims.

  Since the beginning of this year, the central government’s governance documents on occupational claims have also been issued frequently. On May 20th, the Central Committee of the Communist Party of China and the State Council issued the Opinions on Deepening Reform and Strengthening Food Safety, stating that "malicious reporting of illegal profits should be severely cracked down according to law".

  On August 8th, the General Office of the State Council issued the Guiding Opinions on Promoting the Healthy Development of Platform Economy, demanding to effectively protect the legitimate rights and interests of participants in the platform economy and crack down on extortion in the name of "counterfeiting".

  "Standardizing profitability according to law ‘ Counterfeiting ’ And claims. " On September 6th, the State Council issued the Guiding Opinions on Strengthening and Standardizing Post-event Supervision, which also made this clear.

  In its reply to Li Changqing, a representative of the National People’s Congress, at the end of August this year, the General Administration of Market Supervision made it clear that occupational claims have deviated from the legislative intent of the civil punitive damages system stipulated by laws such as the Consumer Protection Law, and will cooperate with the Ministry of Justice to issue the Regulations on the Implementation of the Consumer Protection Law as soon as possible, so as to specify in detail that defects such as advertising, labeling and instructions that do not affect the quality of goods or services and will not mislead consumers are not fraudulent acts.

Biden announced a number of administrative measures to control guns.

  Xinhua News Agency, Washington, April 8 (Reporter Xu Jianmei, Deng Xianlai) On the 8th, US President Biden announced a series of administrative measures to strengthen gun control and reduce gun violence.

  Biden made a speech in the White House Rose Garden that day, saying that gun violence in the United States is taking lives every day and leaving lasting scars on the community. "Gun violence is an epidemic in the United States and embarrasses the United States internationally."

  These administrative measures include: the Ministry of Justice issued a proposed regulation to stop the proliferation of "ghost guns" within 30 days; Issue separate regulations on strengthening the control of pistol "stable bracket" within 60 days; Publish the "Red Flag" icon warning sample regulations that are convenient for States to refer to within 60 days; The Ministry of Justice will release the first report on gun smuggling in the United States in 21 years; Federal agencies will increase funding for community projects to reduce gun violence in cities by non-custodial means.

  "Ghost gun" is a gun that is self-processed and assembled by purchasing parts, and there is no traceable commercial serial number; The "stable bracket" can turn the pistol into a more lethal and accurate rifle, and it is not subject to the legal constraints of supervising rifles; The "Red Flag" law allows local courts to prevent people who are suicidal or may pose a danger to others from obtaining guns for a period of time at the request of relatives and friends of the parties concerned or local law enforcement departments.

  Biden said that he hopes to treat the parts of the "ghost gun" as guns in accordance with the gun management law, and that merchants will be equipped with serial numbers when selling parts and conduct background checks on buyers. He said that in some states that have enacted "Red Flag" laws, the number of people who commit suicide with guns has decreased.

  Biden also nominated David chipman as the director of the Bureau of Alcohol, Tobacco, Firearms and Explosives of the United States. chipman, who advocated gun control, has worked in the Bureau for 25 years.

  According to American media reports, in 2020, nearly 20,000 people in the United States died of gun violence, and another 24,000 people committed suicide with guns. Gunmen have become worse this year, and major shootings have occurred in Georgia, Colorado and California recently.

  On March 11th, the House of Representatives controlled by the Democratic Party of the United States passed two bills to strengthen the background investigation of gun purchase, but they were blocked in the Senate. Analysts believe that due to the long-term sharp opposition between American society and the democratic and Republican parties on the issue of gun control, it is uncertain whether the new gun control measures introduced by the Biden administration can be effectively implemented.

Bao Junyue’s interior official map first exposed the huge driving space and was full of fun.

  On May 15th, Bao Junyue’s official interior map was officially exposed. The new car adopts the new Joy Box interior design language, providing two interior color schemes of "self-black" and "monologue", which integrates comfortable touch enjoyment, free stretching space and rich play experience, bringing users an immersive driving experience.

Bao Junyue's interior official map first exposed the super-large driving space and was full of fun _fororder_image001

  Joy Box play cockpit creates a unique play world for young people.

  Facing the young urban players who pursue individuality and quality, Bao Junyue also uses the unique interior design language of "Joy Box- Play Cockpit" to create a comfortable atmosphere through clever layout and rich configuration.

  Bao Junyue also has two interior colors of "self-blackness" and "monologue", and the eclectic two-color emotional interior naming shows the young people’s attitude towards life. The highest humor is self-blackness, and the interior of "self-blackness" adopts the combination of overall physical black and functional green to create a free fun like wandering in an outdoor forest; The most sincere dialogue is monologue, and the interior of "monologue" adopts the color matching method of beach beige and gun gray metal to create the comfort and relaxation of enjoying yourself in the city.

Bao Junyue's interior official map first exposed the super-large driving space and was full of fun _fororder_image002

Bao Junyue's interior official map first exposed the super-large driving space and was full of fun _fororder_image004

  Superior cockpit with Q-bomb big seat enjoys comfortable quality.

  Bao Junyue is also equipped with a high-quality cockpit, which makes what you see, touch, smell and feel comfortable. Bao Junyue also uses 100% leather soft covering in all high-frequency contact areas of human body, with a soft covering area of 1.16m2 As the only vehicle of the same class, the coverage area of high-grade fog-sensitive leather is 0.64m2, and skin-friendly environmental protection materials are applied in many places in the cockpit. The smell of the new car has reached the global GM odor standard level of 6.5, leading the industry level, and it is equipped with automatic frequency conversion air conditioning, creating a comfortable and quiet enjoyment space for users.

Bao Junyue's interior official map first exposed the super-large driving space and was full of fun _fororder_image006

  Bao Junyue is also equipped with the most comfortable Q-bomb seat in its class, which is made according to 95% ergonomic data of China. The four items of seat comfort are the best in its class. The total back contact area of Bao Junyue’s seat is 94626 mm2, which is the largest in its class. The contact area of seat cushion is 110903 mm2, which is the largest in its class. The contact length of seat cushion is 406mm, which is the longest in its class, and it is equipped with the only front independent headrest in its class, which gives users a comfortable and safe ride experience. The main driver’s seat comes standard with 6-way electric adjustment. In addition, the top driver’s assistant driver is equipped with 4-way electric adjustment, which brings the most convenient and high-quality driving experience of the same level.

  Leading the same level of space layout, driving is easy and comfortable.

  According to the user’s daily travel habits and storage scenes, Bao Junyue also cleverly laid out the "playing cockpit". In the driving space, Bao Junyue also focused on a large number of saturated reservations for head space and leg space. The largest head space in the front and rear rows is 1011mm and 986mm respectively, which brings users a more comfortable sense of head space. At the same time, the highest sitting posture in the front row can reach 712mm (the distance from the front seat cushion to the ground), and the leg space is as long as 1045mm, so the legs can stretch freely and the field of vision is wider; The sitting posture in the rear row is 769mm (the distance from the rear seat cushion to the ground), and the ride is not depressing. The central passage of the front main and auxiliary drivers is fully connected, making it more flexible for users to get on and off.

Bao Junyue's interior official map first exposed the super-large driving space and was full of fun _fororder_image008

  Bao Junyue’s rear seats can each be laid down independently by 5/5 points. After being laid flat, it can form a 715L super-large rear space, which can accommodate two 28-inch and two 20-inch suitcases at the same time, fully meeting the needs of various daily rides and loading scenes. Up to 15 humanized storage spaces are also provided in the car, which can fully meet the daily storage needs of users. It is also optional to install the original independent partition front box, which will bring more surprises to users.

Bao Junyue's interior official map first exposed the super-large driving space and was full of fun _fororder_image009

  In addition, Bao Junyue is also equipped with the industry’s first floating island center console design, equipped with a variety of hanging rods, users can DIY hang things and store all kinds of small objects in the car at will.

Bao Junyue's interior official map first exposed the super-large driving space and was full of fun _fororder_image010

  Fashion technology configuration, fun and fun travel

  As a young people’s play cockpit, Bao Junyue is also equipped with a 14-inch gamepad play T-shaped steering wheel, and the inside is made of baseball stitching technology, which is comfortable and delicate. What’s more interesting is that the instrument and the central control panel adopt a 10.25-inch double screen with super-large narrow edge, which has been treated by anti-reflection, anti-glare and anti-fingerprint, as well as continuous high and low temperature tests and anti-interference tests for 500 hours, which not only makes the screen image clear and beautiful, but also has smooth operation and durable and stable use.

Bao Junyue's interior official map first exposed the super-large driving space and was full of fun _fororder_image012

Bao Junyue's interior official map first exposed the super-large driving space and was full of fun _fororder_image014

  Bao Junyue also has a "play cockpit" interior, echoing the unique avant-garde appearance of the "square box", creating more comfortable and interesting driving experiences, which is highly suitable for young people’s personality and quality. More joy is also wonderful and content, and the listing on May 25th will be announced soon! (Photo courtesy of Baojun Automobile)

Analysis of seal 07DM-i can win this time!

In the development of science and technology, the automobile industry has always been at the forefront, and advanced technology will be the first to arm cars, which has attracted the attention of many consumers. The late car cost of 07DM-i is the focus of its potential consumers. Let’s get to know each other.

First of all, from the appearance, the front face of Seal 07DM-i presents an elegant design style, which makes people unforgettable. Combined with headlights, it can win the love of young people. The car is equipped with LED daytime running lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car body, the size of the car body is 4980MM*1890MM*1495MM. The car adopts avant-garde lines, and the car body presents a cold design style. With large-sized thick-walled tires, it looks full of movement. In the design of the rear end, the rear end looks very simple, the taillights show a dignified design style, and the overall layout is impressive.

When I came into the car, the interior was eye-catching and full of fighting atmosphere. The steering wheel of the car is very exquisite in shape, equipped with functions such as manual steering wheel up and down+front and rear adjustment, steering wheel heating, etc., which looks a little more angular. Take a look at the central control. The design of the center console is reasonable, which makes the interior design quite layered, and the overall design of the central control is remarkable. The interior feels good. Let’s take a look at the dashboard and seats. The dashboard design is remarkable and full of technology. The car uses leather seats, which are wrapped in place and have good overall comfort.

Next, look at the configuration. Seal 07DM-i is equipped with car networking, driving mode selection, remote control key, Bluetooth key, NFC/RFID key, indoor ambient light, traction control (ASR/TCS, etc.) and other configurations.

Do you have the urge to buy a car after reading the whole article? Let me make a summary. The Seal 07DM-i introduced today is not only eye-catching in space, but also has reached the mainstream level in various configurations, and there is nothing to be picky about driving experience and space experience.