[Going to the grassroots in the New Year] Returning to the countryside to plant rattan peppers to drive the villagers to generate income. "This reunion dinner is very real."

  Returning home to plant rattan pepper to drive villagers to generate income — —

  □ Sichuan Online Reporter Deng Sihua Song Kaiwen Yu Rubo

  On the morning of January 16th, on a barren slope not far from the village road, bulldozers rumbled and dug up red land, and villagers were busy cleaning up roots and weeds … …

  After this land is sorted out, it will become a part of the rattan pepper planting park in Yongtai Town. "Before the Spring Festival to sort out the land, seedlings. Germination in February, germination in March, flowering in April, and fruiting in July. " Tang Morality, a returning entrepreneur, is full of confidence in planting rattan pepper.

  As a populous county and a labor export county, Zhongjiang County has introduced a number of policies and measures in recent years to attract talents to return home to start businesses, and Tang Morality is one of them. Returning home to start a business has activated the land that has been abandoned for many years and increased the opportunities for rural employment and income increase. "They brought back capital, industries and markets, brought all kinds of resources, and brought us hope for rural revitalization." Huang Zhen, Party Secretary of Yongtai Town, said.

  "The villagers can see the benefits"

  On the same day, while the sun was shining, Tang Morality decided to do everything that could be done years ago.

  After urging the completed people to tidy up the land in Jinqiao Village, he rushed to Shiba Village to explain pruning skills to more than 10 villagers who were busy in the field. Here, his rattan pepper garden has developed more than 400 mu, and the seedlings planted last year have been half a meter high, and will enter a high-yield period in about 5 years. "The taste of rattan pepper has been accepted by all kinds of cuisines and cuisines, and the market prospect is broader." At present, Tang Morality has invested more than 3 million yuan, and will continue to invest more in the later period.

  After busy working in the field, he invited the workers to the courtyard of his second brother’s house to settle the salary in December 2019 on the spot and distribute more than 40,000 yuan in cash to nearly 20 people. Later, a dam banquet was held in the yard, and Tang Morality called workers and villagers to have a family reunion dinner. Meng Yinlong, a villager, rammed earth in the Tengjiao Park and earned more than 10,000 yuan. He smiled and said, "Mr. Tang has come back, and this reunion dinner has been really eaten."

  "At present, there are more than 20 villagers who have been working for a long time in the rattan pepper garden. At the peak of the employment of seedlings and picking, more than 200 people will be absorbed every day. " Tang Morality said that the wages were settled in the same month, plus the land transfer fee, "the villagers can see the benefits."

  "Affordable" is obvious. Shiba village has planted more than 400 acres of rattan pepper trees, and two-thirds of it was abandoned in the past. "One-third of the land is planted with corn, and one acre can only receive one season a year, with only 700 yuan of income." Yang Quyong, the branch secretary of Shiba Village, said that the rattan pepper garden has just started and there is no income yet, but Tang Morality has planted cash crops such as soybeans in the field, with an income of more than 3,000 yuan per mu.

  Yang Sifu, a villager in Shiba Village, also works outside the home all the year round. He has invested 10,000 yuan to plant more than 4 mu of rattan pepper with Tang Morality. Last year, the income from intercropping soybeans has reached more than 5,000 yuan. Yang Sifu smiled and said, "Money is definitely not a loss."

  "When the rattan pepper is listed in high yield, if the market is good, the yield per mu can reach 10,000 yuan." Tang Morality said that he hopes to make the rattan pepper industry bigger and stronger, which will be more driving. "‘ Company+farmer ’ , joint-stock system and other forms, we all have to try. "

  "There is hope in the countryside"

  "I have no culture, but I always have feelings for my hometown." When it comes to returning home to start a business, Tang’s moral words reveal rationality. Tang’s morality is very clear, and the project is the key to returning home to start a business. "It’s not good to have a passion, especially in agriculture."

  In 1988, when he was only 15 years old, Tang Daode went out to work. In 2000, his family began to take root in Xi ‘an, and he still runs his own decoration company and hotel.

  When I return home to start a business, my family and friends don’t quite understand: "According to the business and assets outside, my family doesn’t have to worry about food and clothing, so why bother?"

  Tang Morality said that it is not blind to "invest in agriculture in my hometown". Around 2012, he thought about going back to Zhongjiang to "do something", and kept consulting materials and visiting friends for several years. Later, Tang Morality realized that Yangling, where he was located, was an important agricultural town, and held the "China Yangling Agricultural High-tech Achievements Expo" every year, while his hometown was also a big agricultural county. His thoughts suddenly became clear, so he went to the Agricultural Fair every year to learn about it. The company that Tang Morality often cooperates with has the business of processing rattan pepper into seasonings, cosmetics and other products, and the products are "not worried about the market". Tang Morality still hasn’t rushed into the project. In his view, engaging in agriculture needs ideals and rationality. "You don’t plant whatever you want."

  Tang Morality learned from teachers everywhere, met Yu Jianghong, a senior agronomist known as the "father of rattan pepper", and hired him as technical director. He found that in 2019, the "No.1 Document" of the provincial party committee clearly stated that it was important to cultivate and expand the "Chuanzihao" characteristic industry and improve the five-year promotion plan of "10+3" advantageous characteristic industries, among which "Chuanjiao" was listed. He sent the soil collected from his hometown to agricultural research institutions for testing, and carefully studied the terrain and climate conditions needed for the growth of rattan pepper, and found that Zhongjiang was generally suitable.

  In 2019, Tang Morality returned to his hometown to start a business, rattan pepper, which was officially launched. He set a "small goal": to develop thousands of acres of rattan pepper, provide seedlings, technology and sales channels, and drive local farmers to plant together.

  Huang Zhen said that Yongtai Town is a pure agricultural town, and 70% of the village’s more than 60,000 people are working outside the home. At present, more than 60 outstanding talents with certain strength and willingness to return home have been counted. "There are more ‘ Tang Morality ’ When we come back to start a business, we can see more hope. "

  There are 488,000 migrant workers in Zhongjiang County all the year round, and Tang Morality is one of them. In recent years, Zhongjiang County has introduced a series of policies and measures to attract entrepreneurs who return home. According to statistics from Zhongjiang County Human Resources and Social Security Bureau, in 2019, a total of 253 migrant workers in Zhongjiang returned home to start businesses.

Increase fiscal, taxation and financial support. The return rate of logistics enterprises exceeds 60%

  In recent days, the network operation center of Qinhuangdao Branch of China Post Group Company, located in Lingang Logistics Park, Haigang District, Qinhuangdao City, Hebei Province, has been doing a good job in epidemic prevention and control, and at the same time, it has seized the time to sort express parcels to ensure smooth logistics and transportation.

  Photo by Cao Jianxiong (People’s Vision)

  Since the outbreak of the COVID-19 epidemic, the production and operation of logistics enterprises have been greatly affected, and the social logistics cost has risen in stages. In view of these problems, Gao Gao, Deputy Secretary-General of the National Development and Reform Commission, pointed out at the press conference held by the the State Council Joint Prevention and Control Mechanism on March 6 that at present, the key point is to solve the obstacles and operating cost pressure faced by logistics enterprises and support the logistics industry to resume normal operation as soon as possible; In the future, efforts should be made to promote the construction of a safe and efficient logistics operation system and further enhance the ability of the logistics industry to cope with external shocks and serve the national economy.

  The return to work rate of logistics enterprises exceeds 60%

  The logistics industry plays an important supporting role in coordinating the prevention and control of epidemic situation and economic and social development. What is the situation of returning to work?

  Gao Gao introduced that at present, there are about 400,000 logistics-related legal entities in China, with more than 50 million employees. By the end of February, the proportion of logistics enterprises in China has exceeded 60%, the road freight market has continued to pick up, the vehicle operating rate has been restored to 70%, and the rate of returning to work in logistics parks is close to 90%, especially for a number of national logistics hubs and demonstration logistics parks.

  Regarding the express delivery that people are concerned about, Liu Jun, deputy director of the State Post Bureau, said that after the outbreak, the State Post Bureau organized and mobilized the postal express delivery industry to fully guarantee the transportation and delivery of epidemic prevention materials and the distribution of daily necessities, and to distinguish enterprises from orderly resumption of work and production, speed up the smooth economic cycle, and strive to meet the needs of people’s livelihood. At present, there are nearly 3 million people who have returned to work in the postal express delivery industry, with a return rate of 90.2%, handling more than 160 million pieces of express mail every day, and a recovery rate of over 80%.

  "Judging from what we have learned in the past few days, the situation of resuming work and production continues to improve. Logistics related to daily necessities, such as express delivery, has a relatively fast recovery speed, and the rate of returning to work and the yield are relatively high. Relatively speaking, productive logistics is extensive and involves the coordination and linkage of different industries and different upstream and downstream, and the recovery situation is weaker than that of life logistics. " Gao Wei said.

  Get through the blocking point of agricultural products entering the city

  The overall situation is improving, but problems such as the failure to return to work and the ineffective guarantee of the timeliness of mail express still exist. Liu Jun pointed out that postal express delivery enterprises belong to network enterprises. Due to the epidemic control policy, the production capacity recovery area is not balanced enough. Distribution centers, municipal processing sites and terminal business outlets in some areas such as Hubei have not resumed normal operations, which has a direct impact on the smooth operation of the whole network.

  "During the epidemic, some communities and rural areas were under strict control, and the courier brother could not deliver normally. Especially now, the utilization rate of smart express boxes is less than 50%, which directly affects the delivery efficiency." Liu Jun said that at the same time, the production capacity of upstream SMEs of some e-commerce companies has recovered unevenly. Some consumers have placed orders, but they cannot generate packages in time, which also has some impact on the whole time limit.

  Liu Jun said that in order to ensure the quality of service, the State Post Bureau requires delivery enterprises to effectively guarantee the production capacity of personnel, transportation capacity and equipment, strengthen the management and scheduling of reasonable time limit for express mail, and give priority to dealing with the backlog and problems caused by the epidemic. In the next step, it is necessary to keep the "green channel" for the transportation and delivery of epidemic prevention materials unimpeded, and timely and efficiently distribute the needed materials for the front line of epidemic prevention and control. At the same time, it is necessary to give priority to the distribution of basic living materials for residents in closed management areas, concentrate on the delivery service of agricultural and sideline products into cities, and help solve the problem of unsalable agricultural products. "Now the epidemic situation has a greater impact on agricultural products entering the city. Recently, our focus has been on getting through the blocking points in this area and smoothing the circulation channels."

  "We will continue to promote the resumption of work in the express delivery industry in stages and continuously improve the production capacity according to market demand." Liu Jun said that it is preliminarily predicted that by mid-March, except Hubei, the whole network will basically return to normal.

  Increase fiscal, taxation and financial support

  "This epidemic has had a great impact on the logistics industry. Recently, the National Development and Reform Commission, together with relevant parties, aimed at the outstanding problems that restrict the resumption of production and long-term development of the logistics industry, in accordance with ‘ Combination of distance and overall consideration ’ The principle of putting forward a series of policy measures. " Gao Wei said.

  The intensity of tax reduction and fee reduction has increased in stages. Within a certain period of time, we will continue to implement the policy of halving the urban land use tax for bulk commodity storage land that expired at the end of last year. From March 1 to June 30, the port construction fee for import and export goods will be exempted, and the government-set charges such as port charges and port facility security fees will be reduced by 20%, and the compulsory emergency response services and charges for non-tanker cargo ships will be cancelled. Before the end of June, the railway insured price, the delayed use of containers, the detention of trucks and other fees will be halved. Transportation and logistics enterprises that perform emergency transportation tasks during the epidemic prevention and control period belong to the government’s purchase of public services, and governments at all levels should give compensation.

  In terms of financial support, Gao Gao introduced that the national list of key enterprises for epidemic prevention and control is being published in a rolling way, and several groups of key logistics enterprises have been recommended to be included in this list, and financial institutions can provide them with preferential interest rate loans by using special refinancing. At the same time, ease the financial pressure of small and micro logistics enterprises with a wide range and a large quantity, and encourage financial institutions to temporarily postpone the repayment of principal and interest on their loans, especially not to borrow, keep lending and keep lending.

  "Policy measures also involve accelerating the improvement of the emergency logistics system, deepening the adjustment of cargo transportation structure, and improving the level of modern supply chain." Gao Gao said that the National Development and Reform Commission will work with relevant departments and localities to implement relevant policies, support and guide logistics enterprises to resume work and production in an orderly manner, increase dynamic monitoring of the operation of the logistics industry, promote the transformation and upgrading of the logistics industry, improve quality and efficiency, and provide a strong guarantee for the sustained and healthy development of the national economy.

Xiangshui Qingbo Finance Lianyun PICC P&C Insurance Hunan Branch: Cultivating Clean Culture and Creating Financial Ecology "Green Water and Green Mountain"

The Central Financial Work Conference held in October 2023 emphasized that finance is the blood of the national economy and an important part of the country’s core competitiveness. As a stabilizer and promoter for the healthy development of the financial industry, the construction of clean financial culture needs financial workers to shoulder their sacred mission, maintain the long-term purity and stability of the financial team, and provide an important guarantee for the safe and steady operation of the national finance and effectively serve the real economy.
In the past three years, PICC P&C Hunan Branch has incorporated the construction of incorruptible financial culture into party building, corporate governance and corporate culture, compacted the responsibility of party committees at all levels in the province to manage the party and the supervision responsibility of the discipline inspection commission, incorporated the construction of incorruptible financial culture into the overall planning of party style and clean government construction and anti-corruption work layout, and devoted itself to cultivating incorruptible culture and creating a "green mountain" of corporate financial ecology.
Adhere to the guidance of party building and promote ideological and political work to take root and cast souls.
PICC P&C Hunan Branch always adheres to the guidance of Party building, embodies the Party’s centralized and unified leadership over financial work in the specific work of building a clean financial culture, constantly strengthens the Party’s leadership, highlights the political function of the Party organization, takes Party building as the "root" and ideological and political work as the "soul" for building a clean financial culture.
First, strengthen the awareness of "one post and two responsibilities" among members of party committees at all levels, and organize party committee secretaries, discipline inspection commission secretaries and team members to sign the Supervision Letter on Performing Political Responsibility respectively, so as to clarify the specific measures and implementation requirements of political responsibility.
The second is to strengthen the party’s innovative theory, attach importance to ideological and political education, and regularly organize the theoretical study center group study of party committees at all levels, the "three sessions and one lesson" study of party branches, and the party branch secretary to teach the special party class on clean government. Pay attention to strengthening ideological and political education, convey the concept of strictly administering the party in an all-round way, and strengthen the leadership of the party in the whole province.
Strengthen organizational leadership and promote the implementation of the security system.
In order to ensure the real implementation and implementation of the construction of clean financial culture in the practical work of provincial branches, there must be three guarantees, namely, strong organizational leadership and personnel team, scientific institutional mechanism and strict system implementation. The three guarantees complement each other and rely on each other, and are always implemented in the construction of clean financial culture to ensure the stability and far-reaching operation of clean financial culture and the company.
First, strengthen organizational leadership. Provincial and municipal institutions set up leading groups for the construction of clean and honest financial culture, with the party secretary as the leader and the secretary of the discipline inspection commission as the deputy leader, set up supervision committees and risk compliance committees, and set up offices to undertake daily work, with specialized agencies to study and promote and effectively ensure the orderly development of clean and honest financial culture construction. The Party Committee, the Commission for Discipline Inspection and relevant functional departments hold regular joint meetings to listen to the work of political and ecological governance, find out the problems existing in the comprehensive and strict management of the party, study and deploy the work of building a clean and honest government, promote the rectification of problems, and promote big governance with small incisions.
The second is to strengthen the construction of discipline inspection and supervision team, optimize and adjust the division of labor of discipline inspection secretaries of local and municipal branches, increase the number of discipline inspection and supervision cadres, strengthen the training of discipline inspection team, and promote the improvement of supervision ability.
The third is to establish and improve a scientific and reasonable system and mechanism of clean government. We have successively issued a series of system documents and work plans in the aspects of supervising four winds’s eight regulations, key minority supervision, and "three majors and one big" supervision, and established a joint meeting mechanism of supervision committees to integrate supervision resources, form a joint force of supervision, and give full play to the functional supervision role of various functional departments.
Carry out investigation and management, and continue to promote discipline and discipline.
Do a good job in the investigation and prevention of integrity risks in financial institutions, and pay attention to key positions, key areas and key links. We should regularly collect information such as the performance of cadres and employees’ duties and the implementation of the system. On the one hand, we can understand the breeding environment of corruption and optimize the identification method of personal and post risks; On the other hand, it can identify potential risks in time, analyze various risk manifestations, warn and resolve risks, and make up for management loopholes.
The first is to integrate honesty into compliance management and establish and improve the supervision and inspection mechanism. Organize the clean-up of existing employee management and related processes, and conduct many investigations on abnormal behaviors of employees for outstanding problems of internal control and compliance and potential risks of integrity, so as to plug loopholes in the management system. In view of the illegal issues found in the risk investigation of employee behavior management, such as illegal shareholding and engaging in social business activities that are of interest to their jobs, they have been promptly accountable and rectified.
The second is to carry out special rectification and continue to be disciplined. We will carry out special rectification work to correct the unhealthy trend and discipline, and comprehensively investigate and centrally rectify the new and old problems of leading cadres at all levels in five aspects: violation of political discipline and rules, violation of organizational and personnel discipline, violation of business-run enterprises, violation of financial discipline (including violation of the spirit of the eight central regulations), and bad work style. Comprehensively strengthen the party’s discipline construction, strictly implement the "Regulations on the Approval Authority and Procedures of the Communist Party of China (CPC) Municipality for Disciplinary Actions against Discipline in party member", resolutely investigate and deal with violations of party discipline together, and report by name, so as to promote the political and organizational functions of party organizations through discipline construction.
Insist on diversified promotion and create a strong atmosphere of clean finance
The construction of clean financial culture is an important measure to establish and improve the punishment system and prevent financial corruption, and it is also an effective way to optimize the financial environment. To build a clean financial culture, we need to further strengthen systematic thinking, adhere to diversified promotion, and continue to exert our strength for a long time.
The first is to strengthen the warning activities of clean government education. Focus on the publicity and education of the party’s work style and clean government in various forms, such as collecting and broadcasting clean financial and cultural works, establishing clean government publications, organizing cadres and employees to participate in online clean government knowledge tests, collectively watching warning education films, inviting party school teachers to teach clean government classes, and organizing visits to clean government education bases. Disciplinary committees at all levels in the province cooperated with the Claims Department to strengthen the integrity construction in the field of claims, and jointly hired personnel from the Judicial Bureau, the Economic Investigation and Criminal Investigation Bureau, the traffic police and the appraisal agency as the supervisors of the company’s claims integrity style. Strengthen the warning by case, inform and forward judicial cases and typical cases of violation of discipline, deepen the promotion of reform by case, and clarify the discipline by case, so as to achieve the effect of investigating a case, warning one side and standardizing one side.
The second is to conduct a clean government talk in a normal way. Strengthen daily supervision and conversation reminders, and members of the party Committee team will conduct pre-appointment talks on clean government to new managers one by one, and conduct daily talks on clean government with members of lower-level teams from time to time; The top leaders at the same level took the initiative to talk with other members of the team, reminding each other and urging each other.
The third is to improve the archives of leading cadres’ integrity, comprehensively collect the basic information of leading cadres, their integrity performance, performance behavior, letters and visits, accountability results and other contents, use the archives of integrity to analyze the situation of cadres’ integrity, draw political portraits of cadres, and provide important reference for selecting and appointing leading cadres, investigating hidden risks of integrity, and judging political ecology.
Fourth, carry out the construction of clean financial demonstration sites, extensively establish clean financial culture demonstration sites at the grass-roots level in the whole province, cultivate and guide them to carry out rich clean financial culture construction activities, and make clean financial culture go deep into the minds of grassroots cadres and employees. Among them, the construction of two demonstration sites in Chenzhou and Xiangtan has achieved fruitful results and was awarded by the provincial insurance industry association and the clean financial special Committee.
The fifth is to enrich the publicity activities of clean and honest culture. With the goal of creating a strong atmosphere, the provincial branch has carried out rich, diverse, pragmatic and efficient learning and publicity, such as making short videos and posters on incorruptible culture, conducting online answering activities on incorruptible culture, sending a letter to family members of leading cadres, and holding a photo exhibition on incorruptible financial culture calligraphy and painting.
In the next stage, PICC P&C Hunan Branch will insist on the construction of clean financial culture as an effective way to enrich political culture and conserve political ecology, and continue to strengthen the company’s ideological and political education, so as to help the high-quality development of Hunan’s financial industry with the financial ecology of PICC P&C Hunan Branch. (Wen Wei)
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The big article on digital finance is coming, and experts focus on it!

The planner’s notes

The Central Financial Work Conference held at the end of October, 2023 emphasized that five major articles, namely, technology and finance, Green Finance, inclusive finance, Pension Finance and Digital Finance, should be done well.Vigorously developing digital finance is the implementation of financial servicesEffective technical means to improve the economy, serve the people and improve the quality of financial services are the starting point and the foothold of digital transformation of banks.In this issue of Theoretical Research, Professor Wang Yong from Zhengzhou Training College of People’s Bank of China and Director Yang Tao from Industrial Finance Research Base of China Academy of Social Sciences wrote articles, focusing on digital finance and planning how to focus on digital finance in the new year.

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How to make a good article on digital finance?

People’s Bank of China Zhengzhou TrainingProfessor Wang Yong of the College:
First, focus on strengthening data security and privacy protection.protect. With the accelerated development of digital finance, data security and privacy protection have become key topics. For important data, use strong encryption algorithm to encrypt it, so as to ensure that only authorized personnel can read and process the data. At the same time, it is necessary to adopt anti-leakage technology and add multiple security layers in the process of data transmission and storage to avoid data loss.
Secondly, efforts should be made to strengthen the inclusiveness and inclusiveness of digital financial services.nature. Digital finance can create three application values: capillary, long tail and precision, and these three application values are fully reflected in the financial services of inclusive groups. To this end, the State Council’s Implementation Opinions on Promoting High-quality Development in inclusive finance (Guo Fa [2023] No.15) requires strengthening science and technology to empower inclusive finance, supporting financial institutions to deepen the use of Internet, big data, artificial intelligence, blockchain and other scientific and technological means, optimizing inclusive finance’s service model, improving credit approval and risk management models, and improving the availability and quality of financial services such as small and micro enterprises, individual industrial and commercial households and agricultural subjects.
Thirdly, efforts should be made to strengthen multi-party cooperation in the application of financial big models.. The joint creation and ecological co-construction of financial institutions and technology companies is undoubtedly the most effective way to accelerate the application of big models in the financial industry. As the frontier field of digital and intelligent application, the financial industry is rich in data resources and has a wide range of practical scenarios, which has the prospect of deep integration with large models. Technology companies also need to improve their large-scale model capabilities and explore commercialization paths through the tempering of business scenarios. The cooperation between the two parties has great prospects.
Finally, efforts should be made to strengthen the ethical governance and construction of financial science and technology.. The so-called scientific and technological ethics refers to the values and codes of conduct that need to be followed in carrying out scientific research, technological development and other scientific and technological activities. To promote financial science and technology to be good, it is urgent to strengthen the ethical governance of financial science and technology, improve the regulatory rules of financial science and technology ethics, strengthen the role of ethical review of financial science and technology, effectively prevent and control the ethical risks of scientific and technological activities in the financial field, and realize the benign interaction between innovative high-quality development and high-level security of financial science and technology.

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Doing a good job in digital finance requires theoretical and practical innovation.

Director Yang Tao of Industrial Finance Research Base of China Academy of Social Sciences:
The Central Financial Work Conference held at the end of October, 2023 put forward the strategic goal of building a financial power and the need to do five major articles: technology and finance, green finance, inclusive finance, pension finance and digital finance. Among them, digital finance, as an important main line that directly affects the core competitiveness of the financial industry and helps the financial "big country" to turn into a "strong country", has attracted great attention from all parties. Under this background, China Digital Finance Innovation and Development Report (2023), edited by Professor Ouyang Rihui of Central University of Finance and Economics, was officially published, which just echoed the urgent demand of financial reform for think tank research under the new situation and has high theoretical, policy and practical significance.
In fact, under the influence of digitalization and new technology, financial theory has produced many changes in research assumptions, research methods and theoretical logic, which will have a far-reaching impact on financial practice. For example, in the field of macro-finance, the emergence and application of big data and artificial intelligence contribute to better financial statistical analysis. In recent years, central banks of various countries have made efforts to use new technologies to serve economic and financial operations, monetary policy operations, financial risk identification and other work. For another example, from the micro level, the research paradigm of behavioral finance often starts with financial anomalies and explores the laws behind the formation of financial anomalies. With the support of big data and cutting-edge technology, behavioral finance research has also obtained a broader experimental foundation guarantee. Many existing quantitative investment models are based on the thinking and paradigm support of behavioral finance. In view of this, based on the literature review of digital finance research, this book makes an in-depth analysis of the theoretical context and progress in key areas such as digital inclusive finance, industrial digital finance and consumer finance, which is helpful to better clarify the thinking and guide the innovative practice of digital finance. For example, this book analyzes and refines the framework of industrial digital finance research, which has outstanding reference value for promoting the virtuous circle of science and technology, industry and finance.

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Everyone is watching.

"Flowers" is a hit, and banks appear in the list of "special thanks"
The fee reduction of the five major futures exchanges is in action!
2024: What tracks are laid out by commercial banks?

Source: Financial Times client

Reporter: Xie Jingjing.

Editor: Yunyang

Email: fnweb@126.com.
Pay attention to the Financial Times WeChat official account to see more exclusive news.
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During the New Year’s Day holiday, the hot "snow" is boiling in Beijing World Park.

During the New Year’s Day holiday, the third "snow" and "ice" carnival in Beijing World Park was full of joy in Beijing.

In order to let the people in Beijing spend a happy and peaceful New Year holiday, Beijing World Park staged a series of wonderful ice and snow carnival garden activities. Watching global performances, playing "fun" snow and "ice" projects, enjoying ice and snow parent-child activities, embracing the fairy tale world of ice and snow, and enjoying special food with the tip of the tongue have become the main theme for tourists to celebrate New Year’s Day and play around the ice and snow carnival in the world park.

Burning feelings-global performance. Foreign actors from Cuba, Ukraine, Russia, Spain and China formed a strong performing lineup to stage four exotic visual feasts, namely "Christmas Carnival", "Ice and Snow Parade", "Ode to Ice and Snow" and "Latin American Concert", in the East Gate Terrace Garden, the Style Snow Trail, the South Gate Snow Play Area and the Asia-Pacific Stage. Reality shows such as Santa Claus, Snow White, Seven Dwarfs, Snow Angel, Baby Snowman and Big Bird Cartoon interact with tourists at zero distance and enjoy the wonderful ice and snow culture in the World Park.

Happy highlights-"fun" snow and "ice" immersion experience. There are more than 20 kinds of powered and unpowered ice and snow projects in the four major ice and snow amusement areas of the park, namely, the East Gate Terrace Garden Snow Amusement Park, the South Gate Snow Amusement Park, the South Gate Artificial Lake Ice Amusement Park and the African Pyramid. Among them, snow landslide, snow turning, snow tank, snow bike, snow gyro, snow yo-yo, snow caterpillar, children’s snow digger, ice go-kart, ice block and dog sled are popular.

Have fun-parent-child activities in the small column of ice and snow. Play with the world by snowmobile, sleigh and snow circle; Driving a snow mini tractor, a snow digger and a dog sledge to enjoy a childhood of ice and snow; Ride a snow camel around Africa in the pyramid scenic spots and feel the joy of the New Year during the New Year holiday.

Humanistic hotspot-the world of ice and snow. Through funa, the park has created a realistic version of the world of ice and snow for tourists. Make a snowman, have a snowball fight, explore the famous miniature landscapes of countries along the "the belt and road initiative", and experience the exotic and romantic ice and snow customs in Frozen, and appreciate the wonderful ice and snow culture in Winter Olympics.

In addition This year’s World Park Ice and Snow Carnival also launched "Hui" to play ice and snow season rewards and ice and snow food activities.

Source Fengtai Times

Correspondent Yedda Chiu

Editor Li Na

Before New Year’s Day, a municipal government was interviewed.

Shanxi Provincial Emergency Management Department on the 29th, December 29th,In view of the "12.16" self-built house in the village in Nanpan community of xiaodian district and the "12.27" carbon monoxide poisoning accident in the hot pot restaurant in Xiaozhanying Village, Jinci Town, Jinyuan District,According to the requirements of the State Council Security Committee Office and the provincial government,The Provincial Security Committee Office interviewed Taiyuan Municipal Government.Wang Qirui, director of the Provincial Security Committee Office and director of the Provincial Emergency Management Department, mainly interviewed.

The interview requires that Taiyuan should improve its political position and conscientiously implement the major decision-making arrangements of the provincial party Committee and the provincial government.Draw lessons from the accident and draw inferences from others.Supervise all departments and enterprises in the territory to do their best to implement safety production responsibility measures and stabilize the safety production situation. It is necessary to put the work of safety in production in a more important position, comprehensively compact the government responsibility, departmental supervision responsibility and enterprise main responsibility, and do a good job in safety in production in key industries at the end of the year and the beginning of the year.Solidly carry out actions to investigate and rectify potential safety hazards,In particular, the prevention of toxic and harmful gas poisoning, strengthen safety risk management and control, organize the investigation of indoor units or houses such as burning charcoal for heating, burning charcoal for dining, using gas water heaters, strengthen safety publicity, promote the installation of toxic and harmful gas alarm devices, and prevent poisoning caused by carbon monoxide and other injuries.It is necessary to seriously investigate and handle the accident, thoroughly find out the nature of the cause of the accident, speed up the investigation and handling of the accident, and announce the results to the public in a timely manner.

Yang Cheng, member of the Standing Committee of Taiyuan Municipal Committee and executive deputy mayor, expressed his position on behalf of Taiyuan Municipal Government.We will conscientiously implement the spirit of this interview meeting.Deeply draw lessons from the accident, draw inferences from others, compact the safety responsibilities of all parties, effectively strengthen the prevention and control of safety risks, carefully investigate and rectify potential safety hazards, avoid the recurrence of similar accidents, and ensure the safety and stability of the city during the "two festivals".

Zhang Heping, deputy director of the Provincial Safety Committee Office, deputy director of the Provincial Emergency Management Department, Li Wei, second-level inspector of the Provincial Department of Commerce, Hu Baishun, second-level inspector of the Provincial Market Supervision Bureau, and heads of relevant offices attended the interview.

At the same time, according to the "Notice of the State Council on Further Strengthening the Work of Enterprise Safety in Production" and other relevant regulations,The Provincial Safety Committee Office decided to investigate and supervise the "December 27" carbon monoxide poisoning accident in Xinlong Yangxiezi Hotpot Restaurant in Jinyuan District, Taiyuan City.

Source: "Shanxi Provincial Emergency Management Department" WeChat WeChat official account

Reporting/feedback

Bookstore nightlife, can "one night" become "night after night"?

  From July 19th, every Friday to Sunday, the operation hours of Beijing Metro Line 1 and Line 2 are extended, and the last bus departure time of each station along the line is after zero. It can be seen that the subway works hard for our nightlife.

  夏末的一个夜晚,正阳门外,中轴线西,大栅栏北,首届“北京书店之夜”主会场所在地北京坊,将城市夜生活延展至书店,同时,遍布全市的25家书店分会场也点燃星星之火。这一夜,北京夜生活的口号是“约饭,不如约书店”。

  北京人民广播电台带来诵读节目《遇见一家书店》,绘本作家熊亮讲演《如何打造中国孩子的童话世界》,素描戏剧《白日梦太奇》和黑胶音乐声光舞蹈秀,则营造出了夜间游园的氛围……

  听说“北京书店之夜”的消息,初一女孩美怡拉上阿姨和阿姨家的弟弟一同前来,跟随“打卡地图”的路线走走看看,已经打卡了3个点。美怡说,如果能延续下去,她还想参加。马啸带着女儿专门赶来,他是一名教师,觉得孩子更应该参加“书店之夜”,“读书能直达心灵”。

  北京最富有特色的45家书店,聚集于北京坊三富街,形成一条“北京书店大街”。走完这条街,书迷们在一面巨大的立体许愿墙上留下了满壁心愿——“我想带着《瓦尔登湖》去趟瓦尔登湖”“希望能找到爱读书的另一半”“希望能读完一本大部头经典”“全世界的最美书店等等我”……

  Everything is fine, but this excitement is like a "flash" featuring a bookstore. After this night, can the bookstore be added to the nightlife options? Can "one night" become "every night"?

  In fact, it is nothing new to spend the night in a bookstore. There have been 24-hour bookstores in various places before. According to Liu Jingjing, deputy dean of the School of Cultural Industry Management of China Communication University, this series of activities with the overall planning and support of government resources is a good demonstration and guidance, but the sustainable development of bookstore nightlife depends on the enthusiasm and demands of bookstores themselves.

  Most directly, the development of bookstore nightlife is closely related to bookstore operating costs. Liu Jingjing said: "The cost of personnel and security required for night operation will increase significantly compared with that during the day. Whether the bookstore can get enough returns by extending its business hours is the key to restricting the sustainable development of the bookstore nightlife."

  Liu Jingjing believes that there are two ways to develop bookstore nightlife at present: one is to expand the bookstore into a public cultural space with multiple functions, providing a carrier for various cultural activities, such as movie viewing, reading, reading, drama, music, and even night training; The second is to carry life related to books in various spaces, such as reading activities in restaurants, shopping malls and cinemas.

  Liu Jingjing felt "anxious" at first to live the bookstore nightlife well. "You can find some brand and iconic bookstores to explore and try first, instead of opening them all at once. Because it depends on whether the bookstore itself can survive, or whether it will have more room for development after the city as a whole forms an atmosphere of night cultural life. "

  Expanding bookstores into cultural complexes has become more common in first-and second-tier cities. When it gradually sinks into third-and fourth-tier cities, it is expected to produce more new formats, such as combining bookstores with restaurants, creative markets and even car beauty.

  The latter, in this "flash" activity, is also emerging. In MUJI HOTEL BEIJING (Beijing Branch of Muji Hotel), in-house guests can choose a favorite book from about 8,000 books in the lobby book bar and bring it back to their rooms for free.

  In the children’s paradise "Little Oasis", Fantasy Country and Yimi Sunshine Children’s Library moved children’s favorite reading scenes to the paradise. Ma Jin, founder of Little Oasis, said: "Let children regard picture books as toys. In our space, it will be arranged in different corners ‘ Reading angle ’ At the same time, a small library will be set up to open all picture books to parents and children for all parents who come to the small oasis to choose and borrow. "

  Mom+,a family-style restaurant under the brand of "Family Heritage", has set up a trial reading area for Xiong Liang’s classic picture books. Xiong Liang said, "In other scenes, books should have such an opportunity". "Mom+"restaurant will recommend a book every month. The first month of opening is the picture book "A Bowl of Soup for Mom" by Hao Guangcai, a famous children’s book publisher. In that month, Sun Yankun, the co-founder of the family biography, found that all the children in the whole restaurant were reading the same book, but everyone had their own understanding.

  Sun Yankun said: "Seventy percent of our guests are families with children. When conceiving a restaurant, the first plate to be put in is the reading corner, which is also our discussion about ‘ Dining table and desk ’ An embodiment of the idea. Mom and dad put down their mobile phones when they were waiting for each other, and they were very devoted to reading picture books to children. It was beautiful. "

  "Promoting night economy is a systematic project, which requires all systems in the city to support night life, including public transportation, public security maintenance and night landscape. Bookstore nightlife does not depend on the development of a single bookstore, but on the formation of the whole cultural consumption habits. " Liu Jingjing said.

  China Youth Daily China Youth Network reporter Jiang Xiaobin Trainee reporter Li Yi Source: China Youth Daily

In 2024, the box office of New Year’s Day broke 1.2 billion, and the "bright star" fault led the way.

According to Lighthouse Professional Edition, as of 21: 00 on December 31st, the total box office (including screening and pre-sale) of new films on New Year’s Day in 2024 exceeded 1.26 billion, and "Twinkle, twinkle, bright stars" and "The annual meeting can’t stop! "Stealth" is still the top three at the box office, among which "Twinkle, twinkle, bright stars" leads with 553 million faults.
"Twinkle, twinkle, twinkle, bright stars" set a record that the pre-sale of Chinese film history broke through 100 million at the earliest and the pre-sale of New Year’s Eve file broke through 100 million at the fastest. The film is directed by Chen Xiaoming and Zhang Pan, written by Zhang Pan, Duan Yule, Wang Yichao and Chen Xiaoming, starring Qu Chuxiao and Karlina, and starring Jinna and Jiang Yunlin.
The annual meeting can’t stop! Ranked second in the box office list of new films on New Year’s Day, the film tells the story that fitter Hu Jianlin was transferred to the group headquarters by mistake and became a gold collar. At the annual meeting of the group, he exposed the corrupt executives of the factory and finally saved the factory. The film was written and directed by Run Nian Dong, with Luo Jia as the screenwriter and producer, Dapeng, Ke Bai and Zhuang Duffy as the leading actors, Wang Xun as the leading actor, Sean as the friendly actor and Li Naiwen as the guest actor.
The cumulative box office of "Stealth" is also nearly 200 million, and the film is co-starred by Andy Lau, Lin Jiadong and Eddie Peng Yuyan. Fighting between police and bandits, undercover stealth, and the righteous belief that they will stick to their death, and the evil hidden under the "dark net", are on the verge of confrontation with evil.
It is worth mentioning that "If You Are the One 3", written and directed by Xiaogang Feng, has been a box office flop. The film was released on December 30th, with a box office of only 24.3 million yuan on its first day of release, and the current cumulative box office is 43 million yuan, ranking sixth in the total box office of new films on New Year’s Day in 2024. The film, starring Ge You and Shu Qi, starring Fan Wei, Li Chengru, Yun-peng Yue and Chang Yuan, featuring Yao Chen, Guan Xiaotong and Wu Yi-cong, and specially introduced by Yu Shuxin, is the final chapter of If You Are the One series.
Some market research institutions said that the film market showed a good recovery trend, and the major schedules exceeded expectations. The New Year’s Day schedule has a New Year’s atmosphere, and the diversified film types have achieved full coverage of the audience, optimistic about the overall performance of the schedule.
Yangzi Evening News/Zi Niu Journalist Kong Xiaoping
Proofread Li Haihui
Reporting/feedback

Emotional memory of the 90-year-old war hero at the premiere of the film Our July today.

Sanqin Metropolis Daily-Sanqin Net News (Reporter Xia Mingqin)On December 18th, the premiere of the film "Our July", a major cultural boutique support project in Shaanxi Province, was held at China Film International Studios in Xiying Film Park. The film’s creative team and the veteran Wang Wengui’s old hero and representatives of revolutionary martyrs’ families made their debut to pay tribute to those youthful years.

The film "Our July" is based on the Battle of Fu Mei, which tells the story of the first field army of the Chinese People’s Liberation Army and started the first decisive battle in the northwest, showing the touching details of the PLA soldiers’ fighting and their friendship with comrades.

The film was produced by Xi ‘an Film Studio Co., Ltd. and Shanghai Kuanyu Digital Technology Co., Ltd., and jointly produced by Meixian County Committee and Meixian People’s Government. It was released today (December 19).

Huang Xiansong, general manager of Xiying Group and chairman of Shaanxi Film Association, said that the film "Our July" is a film that pays tribute to the heroes who took the lead in founding the new China and paid tribute to the thousands of revolutionary martyrs in Qian Qian, showing the heroic spirit of the China People’s Liberation Army in dying and fighting to the end, and sharing weal and woe with each other as comrades.

For more than 60 years, Xiying has always adhered to the creative orientation of "people-centered", shouldered the mission of "singing songs for the people and casting souls for the times", accelerated the revitalization and development of "Western Film and Television", and successively produced a number of masterpieces of Acura Party, Acura Motherland, Acura People and Acura Heroes. In the new era and new journey, Xiying will launch more excellent works to enhance people’s spiritual strength, carry forward the spirit of China and tell the story of China well.

Zhang Xiaoping, deputy secretary of Meixian County Party Committee and county magistrate, thinks that "Our July" truly reproduces the process of the battle of supporting eyebrows, portrays the glorious image of the soldiers of the People’s Liberation Army who are brave and tenacious and fought bloody battles. It is a masterpiece with a red theme integrating ideology, artistry and appeal, and it is also a vivid teaching material for the study and education of party history that cherishes the memory of revolutionary martyrs, bears heroic memories and is full of red genes.

Meixian county is the main battlefield of the eyebrow-lifting campaign, and it is also the place where the red spirit is inherited and carried forward. We will take this premiere as an opportunity to make good use of red resources, carry forward the red tradition and inherit the red spirit, so as to inspire party member cadres to draw strength from the heroic spirit and revolutionary spirit of the revolutionary predecessors, turn patriotic enthusiasm into a powerful driving force for dedication, inherit the red gene in performing their duties and responsibilities, and continue the red blood in taking responsibility.

Recall the heavy history

Revolutionary heroes tell stories covered in medals emotionally.

Wang Wengui, a veteran of the 2nd Corps of the First Field Army of the Chinese People’s Liberation Army, as a participant in the war and a witness to history, spoke passionately about the hardships of the war. The heroic struggle of the soldiers was not afraid of sacrifice. He said, "When I was in my 90 s, I was very excited to see this film truly restore the war." Wang Jingwen, Wang Wengui’s daughter, also said that seeing the film seems to be in the scene of the bloody battles of her parents. As a family member of the veterans, she feels extremely proud and glorious.

Mr. Gao Xilin, the son of Gao Zengyue, the deputy head of the film, was very excited after watching the film. He expressed his gratitude to the producer and the creative team in a trembling voice. "This film successfully restored the historical scene of that era. It is not only a work to remember the heroes who died, but also an important teaching material to educate future generations and inherit the revolutionary spirit." Gao Fei, the granddaughter of Gao Zengyue, said that the professional and meticulous creation team presented this excellent work, which not only recorded valuable historical images, but also brought precious memories.

The creative team shared behind-the-scenes creative experience.

Inheriting the Red Revolutionary Spirit with Roles

The film "Our July" team devoted themselves to their respective fields with the spirit of striving for perfection, visiting and researching, studying archives, discussing with experts, etc., combined with meticulous service road design and excellent artistic techniques such as photography and production, and strived to truly restore the war scene. Director Zhang Youfang, starring Yin Chendi, Yu Zhilin and Gao Feng, shared the creative story in the filming process with the audience.

Gao Feng (who plays Luo Congshan) said: "After seeing the complete film, I was moved to tears, thinking about the hardships of shooting, and I realized the hardships of the war and the firm revolutionary belief and resolute courage of our ancestors."

Yin Chendi (as Wang Wengui) said: "I started doing research and homework as soon as I joined the group. After more than 50 days of hard shooting, I experienced personal growth, learned historical knowledge, and grasped the revolutionary spirit, which became my very important memory."

Starring Yu Zhilin (as Zhao Chunsi) tells that as a veteran, he was infected by the real environmental atmosphere on the set and deeply realized that there would be no happy life today without the sacrifice of his ancestors.

Later director Zhang Youfang said, "We have received more than 7,000 lens materials and more than 5,000 minutes of footage. The workload is heavy, the task is heavy, and the pressure is great. However, compared with the sacrifices made by our revolutionary ancestors, we are still too happy today.".

Producer Duan Peng said, "It’s a great honor to participate in this project with the producer and the creative team, and all the difficulties experienced have turned into today’s achievements, which will be our longest and most important experience".

Experts and scholars comment on the artistic value of movies.

Restore the masterpiece of historical hero stories

Zhang Ali, chairman of Shaanxi Literary Critics Association, believes that Shaanxi films have long been concerned about the revolutionary history, cultural history and real life in the northwest. This film not only inherits the artistic tradition, but also transcends the conventional definition of films and becomes the carrier of historical restoration, representing an important breakthrough of Xiying in the creation of western films and injecting new vitality into western films. At the same time, it combines various art forms and time relations, redefining the viewing experience.

Li Zhen, a professor at Shaanxi Normal University, said that the film is a masterpiece to restore the story of historical heroes, which combines two types, namely documentary and war film. Through the memories of heroes, we have traveled through just visiting for 70 years, and we have a deep understanding of history. The film has created different types of heroes, which are both bloody and tender, without showing off or grandiose words, which makes the characters more authentic and will be deeply moved when watching.

According to Pei Yali, a professor at Shaanxi Normal University, "This is a touching film, and the most touching part is the real interview content, which is very touching and adds soul to the film. The film also absorbs the cultural and artistic traditions very well, showing the profound integration of Guanzhong culture and art. For example, when the two armies confronted each other, the two armies challenged the Shaanxi opera, which we have not seen in other films, so that the audience can empathize. "

The audience communicated with the creative team around behind-the-scenes stories, creative inspiration and performance details. Everyone said that the film was real and moving, and the revolutionary ancestors did not hesitate to shed blood and sacrifice, and wrote a magnificent chapter for the happiness of the motherland and the people. Their heroic deeds will go down in history forever. We should remember the history, carry forward the glorious tradition, contribute to the prosperity of the motherland and create a better future.

Leaders of the Propaganda Department of the Provincial Party Committee, members of Xiying Group, Meixian County Party Committee and County Government, Provincial Literary Critics Association, Provincial Film Association, Provincial Cultural Industry Association, Provincial Film Industry Association, Provincial Musicians Association and other units, responsible persons of Xiying film and television industry, university experts, media guests, fans and audiences attended the premiere ceremony.

On December 19th, let’s walk into the cinema, reminisce about the red years and pay tribute to the revolutionary heroes.

Movie life, happy color | This decade, our movie life.


Special feature of 1905 film network In this decade, from fireworks to prosperity in the world, movies have always been in our lives. This decade, the film is life, life is film, this decade, our film life.



A movie, like a mirror, reflects the inner world of the viewer. Actors find their own colors from the characters; Wang Xiaoping, a movie fan, will substitute himself into the role and advance and retreat with the role.


"I love movies because it opens my world." Wang Xiaoping is a kindergarten teacher and a movie fan. When she was a child, she lived on an island and it was inconvenient to communicate with the outside world. The film became a window for her to know the world. When her parents took her as a child, she went to the surrounding villages to watch open-air movies and watched almost everything she could. On the other side of the sea is the road to Ningbo. Occasionally, her parents will take her there by ferry to see a movie. For her, it is like Chinese New Year.


In the ten years since 2012, a bridge has been built between the island and Ningbo, and the transportation is convenient. Now Wang Xiaoping can drive back and forth at any time, which is very happy for her as a movie fan. In addition to making it easier to go to Ningbo to watch movies, a modern cinema was built on the island in 2018. Since the establishment of this cinema on the island, Wang Xiaoping has watched more movies, and none of the new films he wants to see will be left behind.



Wang Xiaoping likes movies. As a kindergarten teacher, she also likes to chat with children in primary schools. Many movies can resonate with them. For example, these movies touched her deeply, and children also said that they were moved by them. Every year on Children’s Day in kindergarten, we watch movies together. Wang Xiaoping organizes everyone to make posters and set up stalls to buy tickets. Students can also go to other classes to watch movies.



Wang Xiaoping usually talks with children about domestic animated films. For example, Wang Xiaoping will use the characters with great personality in these films in art classes. She will pass on the good stories and characters in the films to students through her teaching life such as music and art. In her view: "I watched so many movies and experienced so many lives. I know that the movie brought me more than just a temporary touch. A good movie is a lifetime treasure for me, because my heart is full of passion and warmth. "



Wang Xiaoping’s practice of inspiring children through animated films made Youhao Zhang, as an anime fan, feel very cordial. Youhao Zhang grew up watching cartoons produced by Shanghai Fine Arts Studio when he was a child. At that time, the school rarely showed movies to children. Seeing that many schools now use movies to assist teaching, Youhao Zhang felt very envious.



Ten years ago, Youhao Zhang studied broadcasting at school. He was admitted to a school in Beijing as he wished. But when he was a freshman, he had deep doubts about himself and didn’t know how he could pass the teacher’s exam. When he was a sophomore, he began to read characters and scripts, and came into contact with classic plays such as Four Generations under One roof and Thunderstorm. He gradually felt that he could read the people in the scripts and understand their inner world. Later, he successfully graduated from the Central Academy of Drama and embarked on the road of being an actor.



When he saw the script, Youhao Zhang felt that it was a play he had to fight for, and the role in the script was highly compatible with himself. Then he wrote a long letter about his thoughts on Xiao July and the whole The Eight Hundred after watching the role. This is the first time he feels that he has devoted himself to creating a role — — What kind of person he should be and what kind of emotion he should be endowed with.


Later, Youhao Zhang began to enter the core team of creation, and felt his responsibility and obligation to do his work well. He is also very grateful to the distinguished people he met along the way. They conveyed a very important idea to him, that is, don’t lose the color of himself. The reason why he was chosen to play a certain role is that he has something that makes others feel different.



Movies are a way to open the world. Movies can be used to inspire children’s hearts and let people find themselves in them.