Our wallets will eventually shrink more and more, regardless of whether the salary rises or not. Today, when roadside stalls are all paid by scanning code, fewer and fewer people will go out with a lot of cash.

The trend of cashless society is spreading all over the world. Recently, consulting firm Capgemini and BNP Paribas jointly released the World Payments Report 2018, which counts the cashless transactions in many countries around the world.

According to the report, in the reporting period (2016), the country with the largest number of cashless transactions was the United States, ranking first with 148.5 billion transactions, the euro zone ranked second with 74.5 billion transactions, and China, with the most developed mobile payment, ranked third with 48 billion transactions.

Although the number of cashless transactions in China is less than one third of that in the United States, the growth rate of the share of cashless transactions ranks second in the world. The report predicts that by 2021, the total amount of cashless payment transactions in China will surpass that in the United States and become the first in the world.

In terms of per capita times, Sweden has become the country with the largest number of per capita non-cash payments with 461.5 per capita electronic transactions. Sweden was the first country to print paper money, but it may also be the first country to eliminate cash. There is another interesting true story about the cashless society in Sweden:

A man broke into a bank. "robbery! I want cash! The bank clerk gave him a cold look, pointed to a sign on the wall saying "no cash place" and told him that the bank had no cash and his demands could not be met. The robber was puzzled. Before leaving, he asked the staff, "Where else can I go? 」

The report pointed out that the rapid growth of cashless payment in China benefited from the large popularity of mobile payment. A report by Better Than Cash Alliance, a subsidiary of the United Nations, pointed out that the market size of social network payment (Alipay and WeChat) in China reached 2.9 trillion US dollars in 2016, which increased 20 times in the past four years. At present, Alipay and WeChat payment have occupied more than 90% of the mobile payment market in China.

In recent years, people in China have also strongly felt the convenience brought by mobile payment. From eating, shopping, watching movies, buying food in the vegetable market to taking the bus and subway, you can basically use mobile payment to solve all the consumption scenarios you can think of.

Capgemini predicts that the global digital transaction volume will increase from $598 billion to $876 billion between 2018 and 2021. In Asia, led by China, digital payment will lead the world with a compound growth rate of 29% in the next four years, while the growth rates in North America and Europe are much slower, both less than 10%.

In fact, in terms of the scale of mobile payment, China is already the first in the world. According to the data of Forrester Research, in 2016, the mobile payment market in China reached 9 trillion US dollars, the mobile payment market in the United States reached 112 billion US dollars, and the mobile payment market in China was nearly 90 times that in the United States. In 2017, the scale of mobile payment transactions in China has exceeded 200 trillion yuan, ranking first in the world.

But why in Capgemini’s report, the United States is the largest country without cash payment. This is related to the statistical method of the report. In addition to mobile payment, the "no cash" in the report also includes cheque, debit card, credit card payment, credit transfer and direct debit transactions.

It is not difficult to explain why the United States, where mobile payment is underdeveloped, still has the largest cashless transaction volume in the world. The United States has a mature credit card system, and credit cards have become the most mainstream payment method for the American people, with 40% of the total global credit cards coming from the United States.

However, the high maturity of the credit card system has greatly inhibited the development of mobile payment in the United States. A large number of concessions are tied to credit cards, and the American people have no incentive to loosen their credit cards at all.

The development of mobile payment in China far exceeds that in Europe and America. A deeper reason is that China consumers have not formed the habit of credit card consumption, and it is easier to accept mobile payment. According to a report by Goldman Sachs, China people have an average of 3.6 debit cards, but only one third of them have credit cards, which forms two extremes with the United States.

In addition, Apple CEO Tim Cook also talked about China Mobile Payment in an exclusive interview with Ai Faner some time ago. He put forward a novel point of view:

China has not experienced the so-called desktop Internet stage, but embraced the mobile Internet directly, so consumers in China do not have the burdens of the desktop Internet era in their minds, which explains to some extent why the mobile payment share in China is so high.

If the lack of credit card consumption habits is the core reason for the rapid development of mobile payment in China, then the popularity of smart phones and 4G networks has cleared the last obstacle and reconstructed the whole offline consumption scene with the help of QR codes.

A colleague of Ai Faner once encountered a strange thing when she was shopping. When she took out a hundred-dollar bill to pay the bill, the cashier froze for a few seconds because no one had paid in cash for too long.

When was the last time you spent money in cash?

The title map comes from:

　　It is a common phenomenon that the fan of the air conditioner turns to the compressor and does not start, which may be caused by many reasons. This article will introduce several common reasons and provide corresponding solutions.

　　First, the power supply problem

　　When the fan-to-compressor of the air conditioner is not started, it is first necessary to check whether the power supply is normal. You can check whether there is electricity in the power socket and whether the power cord is damaged. If there is a problem with the power supply, it is necessary to replace the power cord or power socket in time.

　　Second, the compressor is damaged

　　If the failure to start the fan-compressor of the air conditioner is caused by the damage of the compressor, the compressor needs to be replaced in time. When buying a new compressor, you need to pay attention to the consistency of brand and model to avoid compatibility problems.

　　Third, the capacitance problem

　　Capacitance is another common reason why the fan-to-compressor of the air conditioner is not started. The function of the capacitor is to provide the starting power supply. If the capacitor is damaged or aged, the compressor will not start. The solution is to replace the capacitor or repair the capacitor.

　　Fourth, the temperature sensor problem

　　The temperature sensor is one of the key factors that the fan-to-compressor of the air conditioner does not start. If the temperature sensor is damaged or the signal interferes, the compressor will not start normally. The solution is to replace the temperature sensor or carry out signal interference processing.

　　Five, air conditioning internal fault

　　The internal fault of air conditioner is one of the most common reasons why the fan-compressor of air conditioner is not started. It may be caused by internal component damage or short circuit. The solution is to ask professional air-conditioning maintenance personnel for inspection and maintenance.

　　Solution:

　　Check whether the power supply is normal and replace the power cord or socket.

　　Check whether the compressor is damaged and need to be replaced.

　　Check whether the capacitor is damaged or aging, and it needs to be replaced or repaired.

　　Check the temperature sensor for damage or signal interference, and need to be replaced or processed for signal interference.

　　Try to avoid internal faults of the air conditioner, such as damage of internal components or short circuit, and it is necessary to ask professional air conditioner maintenance personnel for inspection and maintenance.

　　It is a common air-conditioning failure that the fan of the air-conditioning unit turns to the compressor, which may be caused by many reasons, such as power supply problem, compressor damage, capacitance problem, temperature sensor problem or air-conditioning internal failure. Solutions include checking power supply, replacing compressor, replacing capacitor or repairing capacitor, replacing temperature sensor or processing signal interference. When using the air conditioner, it is necessary to pay attention to maintenance and avoid the occurrence of internal faults of the air conditioner. In case of air conditioning failure, it is recommended to contact professional air conditioning maintenance personnel for inspection and maintenance in time.

　　September 27, 2007, Business Society

　　I. Price trend

　　According to the commodity analysis system of the business community, the price of light soda ash fell this week. As of September 27th, the average market price of soda ash was 1,614 yuan/ton, down by 46 yuan/ton compared with the price of 1,660 yuan/ton at the beginning of the week, down by 2.77% and down by 10.83% compared with the beginning of the month.

　　Second, the market analysis

　　According to the commodity analysis system of the business community, the soda ash market as a whole was weak this week. At the supply end, the overhaul enterprise equipment resumed operation, the utilization rate of soda ash capacity was improved, the supply of market goods increased, the inventory pressure of manufacturers was greater, and the focus of soda ash transaction continued to move down; On the demand side, the downstream fell first and then stabilized, and the demand for soda ash was limited. Before the holiday, the downstream replenished on demand, some soda ash enterprises shipped, and the price of soda ash in some areas increased. On September 27th, the price of soda ash in East China increased slightly, and the mainstream market price of light soda ash was about 1430-1600 yuan/ton. The price of soda ash in central China has increased slightly, and the mainstream market price of light soda ash is about 1350-1550 yuan/ton.

　　Demand: According to the commodity analysis system of the business company, the price of glass fell first and then stabilized. As of September 27th, the average market price was 13.45 yuan/square meter, which was 0.74% lower than the average market price of 13.55 yuan/square meter at the beginning of the week. The glass market started to decline, but the overall situation was still weak, with limited inventory reduction. Downstream purchases and purchases were followed up as needed, and glass prices were weak.

　　The market outlook predicts that at present, the utilization rate of domestic soda ash capacity is high, the inventory pressure of spot soda plants is high, the downstream glass industry is temporarily stable, the demand support is still limited, the soda ash market is insufficient, and the atmosphere in the venue is cautious. It is expected that soda ash will be sorted out in the short term, depending on the downstream market demand.

[car home Zhengzhou Preferential Promotion Channel] At present, preferential activities are being carried out, with the highest preferential amount reaching 120,000 yuan and the lowest starting price reduced to 309,900 yuan. Consumers in Zhengzhou can seize this opportunity to go to car home and click "Check Car Price" in the quotation form to strive for higher discount.

The exterior design of BMW i4 attracts much attention for its unique front face design, streamlined body and sports style. The front face adopts the iconic kidney-shaped air intake grille, but unlike the traditional BMW model, the i4 air intake grille adopts a closed design, which shows its identity as a pure electric vehicle. The body lines are smooth, and the whole body presents a style of combining technology with sports.

The length, width and height of BMW i4 are 4785mm, 1852mm and 1455mm respectively, with a wheelbase of 2856mm, a front tread of 1601mm and a rear tread of 1630mm. The side lines of the car body are smooth and dynamic, with 18-inch rims, which are 245/45 R18 in front of tyre size and 255/45 R18 in rear of tyre size, showing a unique sports style.

The interior design of BMW i4 is characterized by luxury and technology. The center console is equipped with a 14.9-inch high-definition touch screen, which supports the voice recognition control of multimedia system, navigation, telephone and air conditioner, providing a convenient operating experience for drivers. The steering wheel is made of leather and has the function of manual adjustment up and down, forward and backward to ensure the driver to find the most suitable driving posture. The car is also equipped with a front wireless charging board for easy charging. In terms of seats, a variety of material choices are provided, including imitation leather, genuine leather and leather /Alcantara mix and match. The main and co-pilot seats are equipped with functions of front and rear adjustment, backrest adjustment, height adjustment (4-way), leg rest adjustment and lumbar support (4-way), and support for seat heating, which brings a comfortable riding experience. The rear seats have a proportional reclining function, which increases space flexibility.

BMW i4 is equipped with a powerful motor with a maximum power of 210 kW and a maximum torque of 400 Nm, which provides drivers with abundant power and excellent driving experience.

Car home car owners spoke highly of the BMW i4: "Good sound insulation, sufficient power, king in appearance, and I don’t think I will lose my sister Mercedes-Benz if the volcanic red interior is made." These real feedbacks reflect the excellent performance of BMW i4 in many aspects, which are impressive in both driving experience and interior design.

In the development of science and technology, the automobile industry has always been at the forefront, and advanced technology will be the first to arm cars, which has attracted the attention of many consumers. The late car cost of 07DM-i is the focus of its potential consumers. Let’s get to know each other.

First of all, from the appearance, the front face of Seal 07DM-i presents an elegant design style, which makes people unforgettable. Combined with headlights, it can win the love of young people. The car is equipped with LED daytime running lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car body, the size of the car body is 4980MM*1890MM*1495MM. The car adopts avant-garde lines, and the car body presents a cold design style. With large-sized thick-walled tires, it looks full of movement. In the design of the rear end, the rear end looks very simple, the taillights show a dignified design style, and the overall layout is impressive.

When I came into the car, the interior was eye-catching and full of fighting atmosphere. The steering wheel of the car is very exquisite in shape, equipped with functions such as manual steering wheel up and down+front and rear adjustment, steering wheel heating, etc., which looks a little more angular. Take a look at the central control. The design of the center console is reasonable, which makes the interior design quite layered, and the overall design of the central control is remarkable. The interior feels good. Let’s take a look at the dashboard and seats. The dashboard design is remarkable and full of technology. The car uses leather seats, which are wrapped in place and have good overall comfort.

Next, look at the configuration. Seal 07DM-i is equipped with car networking, driving mode selection, remote control key, Bluetooth key, NFC/RFID key, indoor ambient light, traction control (ASR/TCS, etc.) and other configurations.

Do you have the urge to buy a car after reading the whole article? Let me make a summary. The Seal 07DM-i introduced today is not only eye-catching in space, but also has reached the mainstream level in various configurations, and there is nothing to be picky about driving experience and space experience.

Nowadays, when consumers buy a car, safety configuration is one of the most important considerations, so whether active/passive safety configuration is rich or not will directly affect its popularity. The competition in the automobile market is still very fierce. What Xiaobian brings today is. So whether this car is a mule or a horse, let’s take a look at its actual performance.

First look at the appearance of the Grand Cherokee 4xe. The front of the Grand Cherokee 4xe looks very domineering and sporty. The headlights are exquisite and the shape is very deep. The car is equipped with LED daytime running lights, front fog lights, automatic opening and closing, adaptive far and near light, delayed closing and so on. Coming to the side of the car, the body size of the car is 4906MM*1979MM*1812MM, and the car adopts lines with flamboyant personality. The side of the car gives people a very cold feeling, and with large-sized thick-walled tires, it looks full of sports. In terms of the rear end, the overall shape of the Grand Cherokee 4xe rear end echoes the front end, and the taillights are fashionable and sporty, and the overall look is very clean and refreshing.

Sitting in the car, the interior design of Grand Cherokee 4xe looks simple and fashionable, and the overall design atmosphere is still in place. The car looks very good outside the steering wheel. It is made of genuine leather and has a very fighting shape. Let’s take a look at the central control, with a 10-inch touch-sensitive LCD central control screen, which makes the interior design quite layered and sharp. The dashboard and seats are equally eye-catching, and the trendy design elements make people remember it at a glance. The car adopts imitation leather seats, equipped with functions such as electric adjustment of auxiliary seats, electric adjustment of seats with memory, and seat proportion tilting, which makes it very comfortable to ride.

Next, look at the configuration. The Grand Cherokee 4xe is equipped with driving mode selection, remote control key, rear wiper, traction control (ASR/TCS, etc.), CarPlay support, CarLife support and other configurations.

After reading the above description, Xiaobian will make a summary. The car introduced today is not only eye-catching in space, but also has reached the mainstream level in various configurations, and there is nothing to be picky about driving experience and space experience.

Welcome to Autohome Taizhou Discount Promotion Channel. In order to meet the needs of the majority of consumers, we have brought unmissable preferential information. At present, the high-profile Taizhou area is undergoing an unprecedented promotion. The maximum discount has reached an astonishing 174,900 yuan, making the starting price of this luxury SUV as low as 472,000 yuan. This is an opportunity not to be missed. If you want to know more details or get more favorable car purchase conditions, just click the "Check Car Price" button in the quotation form and let a professional consultant tailor the car purchase plan for you.

The Volvo XC90 exudes a refined exterior with its unique Nordic design. The front face features the family’s iconic Quake LED headlights, paired with a large area of straight waterfall air intake grilles to demonstrate strength and elegance. The body’s smooth lines and overall shape are steady and sporty, which not only meets the aesthetic standards of luxury SUVs, but also reflects Volvo’s pursuit of extreme details.

Known for its elegant body proportions and sophisticated design, the Volvo XC90 is 4953mm long, 1958mm wide, 1778mm high, and has a wheelbase of 2984mm, showing the spaciousness of a luxury SUV. The smooth lines on the side highlight power and movement, and the tire specification of 275/45 R20 not only guarantees driving stability, but also further enhances the overall visual effect. The rear wheels also use 275/45 R20 specifications, which complement the front wheels, and the rim style reflects the Volvo brand’s attention to detail and pursuit of quality.

In terms of interior, the Volvo XC90 presents a modern and luxurious style, with its exquisite instrument cluster and 9-inch central control screen highlighting the sense of technology, providing a clear and easy-to-use multimedia interface. The leather-wrapped steering wheel is comfortable to grip, with manual up and down and front and rear adjustment functions, allowing the driver to adjust the best position according to personal preference. The integrated automatic speech recognition control system is convenient for users to operate, including multimedia, navigation, telephone and air conditioning functions. The front seats are equipped with advanced configuration, supporting front and rear adjustment, backrest adjustment, high and low adjustment and waist support, and equipped with heating function to provide passengers with a comfortable driving experience. The driver’s seat also has a power seat memory function to ensure personalized settings. The rear seats support proportional reclining, which increases space flexibility and meets various travel needs. The overall interior design emphasizes practicality and luxury, and is dedicated to providing users with a comfortable interior environment.

The Volvo XC90 is powered by a 2.0T turbocharged engine with a maximum power output of 184 kilowatts and a torque output of 350 Nm. The power unit produces 250 horsepower and is paired with an 8-speed automatic transmission to provide the driver with a smooth and powerful driving experience.

Overall, the Volvo XC90 has won high praise from Autohome owners for its spacious and comfortable interior. The atmospheric appearance and well-balanced performance he mentioned undoubtedly add more appeal to this luxury SUV. Whether it is for family travel or business occasions, the XC90 can satisfy the owner’s dual pursuit of quality and practicality.

Looking at the global market, Chinese users’ expectations and enthusiasm for intelligent driving should be one of the highest, so many traditional brands will take special care of this part of the configuration, and even choose domestic models for the launch of technology.

For example, the 2025 Honda Rui T mobile flagship version priced at 238,800 yuan listed on September 26 is equipped with the world’s first Honda SENSING 360 +, and the upgraded smart driving system obviously makes the old player of Accord competitive enough to be on an equal footing with new forces at the same level. Combined with the excellent reputation of past generations, it seems that Guangben still needs it to continue to serve as the mainstay of the car series.

And the price of 214,800 yuan sharp · T move premium version can also spend 15,000 yuan to install the intelligent driving system, it is reported that in the future, the hybrid version of the model will also be equipped with the system.

Since it is an annual model change, and everyone is familiar with Accord, we will focus on this smart driving system.

Before going into the details of various functions, I want everyone to understand one thing. Unlike the concept of new power car building, traditional brands have always been conservative in their smart driving strategies, not because of technical reasons, but because they have more obsession and pursuit of safety.

The reason why I say this is not to help them "wash", just use the L2 level intelligent assistance system that various brands are most willing to talk about a few years ago as an example, ACC adaptive cruise and LCC lane keeping, who can’t? The problem is that with this function, whether it is good or not is a two-dimensional matter.

Traditional car companies, including Honda, pay more attention to safety redundancy and the delicacy of vehicle execution, rather than using these functions as marketing gimmicks to attract customers.

Although Honda SENSING 360 + initially chose the domestic version of Accord, it was developed for the global market, which means that the hardware, software, algorithms, etc. behind it have to go through the strictest regulations in North America, the European Union and other regions, and then to the local picky consumer verification.

This 2025 Accord equipped with the Honda SENSING 360 + system is composed of 8 ultrasonic radars, 5 millimeter-wave radars, 6 cameras, and a driver monitoring camera in the car. Combined with high-precision maps, it can achieve high-speed navigation functions, such as autonomous overtaking slow cars, entering and leaving off-ramp and curve deviation warning. It is worth mentioning the latter. The system combines map information and cameras to determine whether the current speed is too fast for this curve, so as to autonomously control a suitable speed.

The camera in the car will identify the driver’s situation, such as fainting from illness or closing the eyes for a long time. When the reminder is invalid, it will automatically turn on the double flashing lights, slow down and stop, and call the emergency rescue center. In the face of increasingly complex urban environments, the door opening warning function is also very practical. When opening the door to detect an incoming car behind, sound and light will be reminded together to maximize the safety of family, friends and other road participants.

The rest of the 2025 Accord will be consistent with the current model. In the blink of an eye, the Accord has arrived at the 11th generation of models. Although the market position of medium-sized fuel vehicles has been repeatedly challenged under the impact of new energy in recent years, with the endorsement of the Honda brand and the solid basic skills of the product, Guangben Accord still has a considerable number of loyal fans. Now it has focused on upgrading smart driving, which is undoubtedly more competitive. If the smart driving system will be gradually distributed to more entry-level models in the future, and even A-class cars such as models, I believe it will be able to largely reverse consumers’ prejudices towards Japanese intelligence.

On September 28, the new RX 300 was officially launched and sold for 380,000 yuan. The new car is equipped with a 2.0T engine, which is 25,000 yuan cheaper than the hybrid version and 129,000 yuan cheaper than the 2021 fuel version.(The picture shows the RX 350h)

The width and wheelbase of the new RX 300 are larger than those of the 2021 model. The car features a 12.3-inch full LCD meter + 9.8-inch central control screen, 12 speakers, cloud online navigation, and support for Apple CarPlay and Baidu CarLife.

The new RX 300 is equipped with a 2.0T inline four-cylinder engine with a maximum power of 182kW and a maximum torque of 380N · m, matching an 8AT gearbox. The new car adopts an electronically controlled OurHours four-wheel drive system with a comprehensive fuel consumption of 8.86L/100km, plus 95 gasoline, which is more powerful than the 2021 model.

Welcome to [Autohome Nanchang Promotion Channel] to bring you the latest car market trends. At present, the high-profile luxury SUV is attracting consumers in Nanchang area with amazing discounts. It is reported that the Cadillac XT5 is conducting an in-depth promotion, with a maximum discount of up to 130,000 yuan, making the already expensive model more cost-effective. The minimum starting price has now been adjusted to 242,700, which is a car purchase opportunity not to be missed. If you are interested in the Cadillac XT5, be sure to click "Check Car Price" in the quotation form below to seize the opportunity of this car purchase discount in time, so that your dream car can enter your life at a more affordable price.

The exterior design of the Cadillac XT5 fully demonstrates the perfect combination of luxury and power. The front face features the iconic shield-shaped air intake grille, and the fine craftsmanship of chrome material enhances the overall visual impact. The body lines are smooth and powerful, outlining a steady and dynamic outline, highlighting the consistent elegance of the Cadillac brand. The proportions of the sides are coordinated, and the large-size wheels are matched to give a delicate and sporty feeling. The overall style is atmospheric and exquisite without losing details, which fully reflects the aesthetic pursuit of the XT5 as a luxury SUV.

The Cadillac XT5 offers a unique design aesthetic with its elegant side lines. The body size is 4813mm*1903mm*1682mm and the wheelbase reaches 2857mm, providing a spacious interior space. The front and rear wheelbases are kept at 1645mm, ensuring good driving stability. The tire size is 235/65 R18, and it is matched with a delicate wheel design, which not only enhances the overall visual effect, but also guarantees the grip and comfort in the ride.

The interior design of the Cadillac XT5 is dominated by luxury and technology. It uses a delicate leather-wrapped steering wheel to provide a comfortable feel and support manual up, down and back adjustment, so that the driver can find the best control position. The center is equipped with an 8-inch high definition central control screen, integrated multimedia system, navigation, telephone and air conditioning control functions, and supports automatic speech recognition to make operation more convenient. The seat material is a combination of imitation leather and leather, the main and passenger seats are equipped with 4-way adjustment and waist support, and the front seats also provide additional heating function to ensure the comfortable experience of passengers. The power seat memory function is specially designed for the driver’s seat, the passenger seat also supports multi-directional adjustment, and the second row of seats can realize front and back adjustment, providing flexible riding space. In-vehicle USB and Type-C interfaces are distributed in the front and rear rows to meet the charging and data transmission needs of passengers.

The Cadillac XT5 is equipped with a powerful 2.0T engine, which can reach a maximum power of 174 kilowatts and a maximum torque of 350 Nm. The performance of this engine is excellent, with a peak of 237 horsepower, coupled with a 9-speed automatic transmission, providing the driver with a smooth and powerful driving experience.

Summarizing the evaluation of the owner of Autohome, the Cadillac XT5 won her affection with its domineering appearance and smooth body lines. The owner particularly appreciated the vehicle’s sense of power, as well as the petal-shaped wheel design that coordinated with the body, which undoubtedly satisfied her aesthetic and use needs. Whether it is the sturdy shape or the exquisite details, the XT5 fully embodies the perfect combination of luxury and performance, making it an ideal choice for her.