How does "sauna day" pass the advice of meteorologists?
ETF selection | Does the "white list" of real estate projects land before the end of the month? Real estate and banks usher in multi-layer benefits.
On January 26, 2024, the market fluctuated and differentiated all day. At the close, the Shanghai Composite Index rose 0.14%, the Shenzhen Component Index fell 1.06% and the Growth Enterprise Market Index fell 2.23%. Northbound funds bought 1.51 billion net all day.
In terms of sectors, PEEK materials, Hainan, real estate and Shanghai state-owned assets were among the top gainers, while CRO, semiconductors, MR and BC batteries were among the top losers.
In ETF, S&P ETF(159655.SZ), real estate ETF Huaxia (515060.SH) and real estate ETF(512200.SH) led the gains. In addition, banks, games, and delivery ETFs were also boosted by relevant news, with the highest gains.
[Financial support for real estate, favorable policies resonate]
In the news, the relevant person in charge of the State Financial Supervision Bureau said that it will continue to provide personal housing loan financial services. We will support local city governments and housing construction departments to further optimize individual housing loan policies such as down payment ratio and loan interest rate, and guide and urge banks to better serve the financing needs of the broad masses of people for rigid and improved housing.
In addition, the Ministry of Housing and Urban-Rural Development issued a voice on January 26, 2024, fully giving urban real estate control autonomy, and cities can adjust their real estate policies according to local conditions. In view of the current financing problems of some real estate projects, all localities should focus on projects, study and put forward a list of real estate projects that can be given financing support, coordinate the issuance of loans by financial institutions within their respective administrative regions, and accurately and effectively support reasonable financing needs. It is understood that before the end of this month, the first batch of projects can win loans after landing.
Huatai Securities believes that the press conference makes it clear that the financial industry is duty-bound to support real estate vigorously, and optimize policies such as down payment ratio and loan interest rate due to the city’s policy. At present, the mortgage interest rate has gone through several rounds of LPR adjustment, and the lower limit of the point has been gradually relaxed until a dynamic breakthrough. Many places have lowered or cancelled the lower limit of the interest rate due to the city’s policy. RealData shows that the national first home interest rate has dropped to 3.84% in January 2004, down 1.59pct from the high point in October 2001. In September 2003, the stock mortgage interest rate was lowered to further reduce the burden on residents. Many cities have implemented the policy of "recognizing houses but not loans" and optimized the criteria for recognizing the first suite, and the policy adjustment has gradually spread from low-energy cities to high-energy cities. There is still room for the relaxation of the future purchase restriction policy in first-tier cities.
Related ETFs: real estate ETF Huaxia (515060.SH), real estate ETF(512200.SH), real estate ETF(159768.SZ), real estate ETF(159707.SZ), financial real estate ETF(510650.SH) and financial real estate ETF(159940.SZ).
[Cancel the restrictions on the proportion of foreign investment, and banks will welcome benefits again]
In the news, on January 25, 2024, the relevant person in charge of the General Administration of Financial Supervision said that more than 50 opening-up measures have been introduced recently. First, the restriction on the proportion of foreign shares will be abolished. Now, foreign capital can hold 100% of the shares of bank insurance institutions and achieve complete control. Second, the negative list of foreign investment access, and the relevant restrictive measures on the financial industry have been completely cleaned up. For example, the business scope of foreign banks and insurance institutions is completely consistent with that of Chinese capital, realizing national treatment.
Huatai Securities believes that the press conference of the State Council Office made a heavy noise, and the policies at both ends of real estate supply and demand were once again overweight, emphasizing the resolution of risks of small and medium-sized banks and relaxing the proportion of foreign ownership. The combination of the central bank’s policy of lowering the RRR at the beginning of the year will help improve the liquidity environment and accumulate momentum for economic recovery. The policy is expected to be good+the valuation position is double low, and we should seize the opportunity of bank allocation. At present, the valuation of PB(lf) in the banking sector is 0.54 times, which is 3.66% quantile since 2010, which is at a low level. Bank positions of 23Q4 decreased by 0.6pct from the previous month to 1.91%, a record low.
Related ETFs: Bank ETF Huaxia (515020.SH), Bank Leading ETF(515280.SH), China Securities Bank ETF(512730.SH), Bank ETF(512800.SH), Banking ETF(512820.SH) and Bank ETF(159887.SZ).
[Spring Festival travel rush opens on the first day, and the travel industry chain is expected to benefit]
In the news, today (January 26th) is the first day of Spring Festival travel rush in 2024. Railway 12306 began to sell train tickets for February 9, that is, the 30 th day of the twelfth lunar month. It is estimated that during the period of Spring Festival travel rush this year, the cross-regional personnel flow will reach 9 billion. According to the booking data of 12306, on the first day of Spring Festival travel rush, the national railway is expected to send 10.6 million passengers.
Yongxing Securities believes that the traditional holidays are coming and the travel industry chain is expected to benefit as a whole. Near the 8-day holiday of the Spring Festival, the travel heat of the Ma Honeycomb Platform during the Spring Festival rose by 350%, showing an upward trend. The reunion festival has become the choice of most tourists to promote family travel, and the family parent-child group accounts for 42% of the Spring Festival travellers. Ctrip shows that orders for domestic travel, outbound travel and inbound travel have all increased substantially. Considering that during the traditional holidays, the flow of visiting relatives and tourists will overlap, the demand for domestic and outbound travel will increase, and the travel industry chain is expected to benefit as a whole.
Related ETFs: Travel ETF(159766.SZ), Travel ETF(562510.SH), Delivery ETF(561320.SH), Transportation ETF(159683.SZ), Transportation ETF(159666.SZ) and Delivery ETF(159662.SZ).
[115 games approved! The game plate oscillated and rebounded]
On January 26th, 2024, relevant departments released the approval information of domestic online games in January, and a total of 115 games were approved. Since the edition number was resumed in 2022, the number of edition numbers in a single month has exceeded 100 for two consecutive months, and the overall edition number has remained stable.
Citic Securities believes that in the medium and long term, there are still opportunities for the development of China’s game industry, especially related companies that focus on quality content and development in the sea. At the same time, the game industry is an industry that pays attention to innovation. Through technological innovations such as AI and VR, as well as business model innovations in gameplay and categories, game companies are still expected to continue to create increments.
Related ETFs: game animation ETF(516770.SH), game ETF(516010.SH), game ETF(159869.SZ) and game media ETF(517770.SH).
Stay away from "toxic" "love" Listen to Zhang Wenhong teach you to love rationally.
[Winter Olympics "cold" knowledge] How difficult is freestyle skiing? From 1260 degrees to 1440 degrees, women athletes all over the world have walked for nearly 9 years.
CCTV News:We have a strong feeling in watching the freestyle ski jumping competition, which is the visual impact and aesthetic feeling. But at the same time, we also see that many athletes, including world-class top players, will make mistakes and fall. Indeed, freestyle skiing has high intensity and higher risk factor. How difficult is this project?
Big platform and aerial skills, snow skills, U-shaped field and slope obstacle skills all belong to freestyle skiing. Among them, the big platform is the most difficult. Athletes need to slide down the slope and rush to the platform, but also perform aerial stunts such as somersault and gyration at the end of the platform by inertia, which is extremely risky.
At present, in the world’s first-line platform competition, the degree of female athletes’ aerial rotation basically starts from 720 degrees, and then reaches 900 degrees, 1080 degrees, 1260 degrees and 1440 degrees, a total of five dimensions. Players in the first three dimensions can basically do it, but from 1260 degrees to 1440 degrees, women players all over the world have walked for nearly 9 years.
In October, 2012, Lisa zimmermann, a 16-year-old German talented girl, completed the first two-week off-axis twist of a female snowboarder in the history of snowboarding, officially opening the era of two cores and three and a half weeks for women’s snowboarding.
In November, 2020, mathilde Gremaud, a Swiss player, completed a two-week off-axis twist of 1440 degrees and broke the history at the same time.
In December, 2021, Gu Ailing made another 1440-degree off-axis twist with two straight slides, making history again. It took nearly nine years to make this step.
Why is the big platform jump so difficult? In fact, not only the big platform, but also the whole freestyle skiing event is not easy. Freestyle skiing is a high-risk and high-intensity competition with very high technical content. Take-off, aerial action, landing and taxiing, the three processes are interlocking, pulling one hair and moving the whole body. The turning action in the air can be divided into vertical and horizontal axes of the human body and turning around the longitudinal axis. While completing the difficult movements, it must also be highly ornamental, while ensuring a smooth and safe landing.
The timing of the athlete’s take-off, the degree of take-off, the angle of the moment of take-off, the muscle strength of the leg and the muscle strength of the waist, etc., all have great influence on landing, and there are too many uncertain factors. It can be said that freestyle skiing can’t make mistakes from the beginning. It can be seen that freestyle skiing is not just a wonderful flying jump, but there are countless invisible efforts behind it. Freestyle skiing is not so difficult as human’s awe of the Olympic competitive spirit and the courage to break through and surpass themselves. Always young, always enthusiastic, always love sports.
Bookstore nightlife, can "one night" become "night after night"?
From July 19th, every Friday to Sunday, the operation hours of Beijing Metro Line 1 and Line 2 are extended, and the last bus departure time of each station along the line is after zero. It can be seen that the subway works hard for our nightlife.
夏末的一个夜晚,正阳门外,中轴线西,大栅栏北,首届“北京书店之夜”主会场所在地北京坊,将城市夜生活延展至书店,同时,遍布全市的25家书店分会场也点燃星星之火。这一夜,北京夜生活的口号是“约饭,不如约书店”。
北京人民广播电台带来诵读节目《遇见一家书店》,绘本作家熊亮讲演《如何打造中国孩子的童话世界》,素描戏剧《白日梦太奇》和黑胶音乐声光舞蹈秀,则营造出了夜间游园的氛围……
听说“北京书店之夜”的消息,初一女孩美怡拉上阿姨和阿姨家的弟弟一同前来,跟随“打卡地图”的路线走走看看,已经打卡了3个点。美怡说,如果能延续下去,她还想参加。马啸带着女儿专门赶来,他是一名教师,觉得孩子更应该参加“书店之夜”,“读书能直达心灵”。
北京最富有特色的45家书店,聚集于北京坊三富街,形成一条“北京书店大街”。走完这条街,书迷们在一面巨大的立体许愿墙上留下了满壁心愿——“我想带着《瓦尔登湖》去趟瓦尔登湖”“希望能找到爱读书的另一半”“希望能读完一本大部头经典”“全世界的最美书店等等我”……
Everything is fine, but this excitement is like a "flash" featuring a bookstore. After this night, can the bookstore be added to the nightlife options? Can "one night" become "every night"?
In fact, it is nothing new to spend the night in a bookstore. There have been 24-hour bookstores in various places before. According to Liu Jingjing, deputy dean of the School of Cultural Industry Management of China Communication University, this series of activities with the overall planning and support of government resources is a good demonstration and guidance, but the sustainable development of bookstore nightlife depends on the enthusiasm and demands of bookstores themselves.
Most directly, the development of bookstore nightlife is closely related to bookstore operating costs. Liu Jingjing said: "The cost of personnel and security required for night operation will increase significantly compared with that during the day. Whether the bookstore can get enough returns by extending its business hours is the key to restricting the sustainable development of the bookstore nightlife."
Liu Jingjing believes that there are two ways to develop bookstore nightlife at present: one is to expand the bookstore into a public cultural space with multiple functions, providing a carrier for various cultural activities, such as movie viewing, reading, reading, drama, music, and even night training; The second is to carry life related to books in various spaces, such as reading activities in restaurants, shopping malls and cinemas.
Liu Jingjing felt "anxious" at first to live the bookstore nightlife well. "You can find some brand and iconic bookstores to explore and try first, instead of opening them all at once. Because it depends on whether the bookstore itself can survive, or whether it will have more room for development after the city as a whole forms an atmosphere of night cultural life. "
Expanding bookstores into cultural complexes has become more common in first-and second-tier cities. When it gradually sinks into third-and fourth-tier cities, it is expected to produce more new formats, such as combining bookstores with restaurants, creative markets and even car beauty.
The latter, in this "flash" activity, is also emerging. In MUJI HOTEL BEIJING (Beijing Branch of Muji Hotel), in-house guests can choose a favorite book from about 8,000 books in the lobby book bar and bring it back to their rooms for free.
In the children’s paradise "Little Oasis", Fantasy Country and Yimi Sunshine Children’s Library moved children’s favorite reading scenes to the paradise. Ma Jin, founder of Little Oasis, said: "Let children regard picture books as toys. In our space, it will be arranged in different corners ‘ Reading angle ’ At the same time, a small library will be set up to open all picture books to parents and children for all parents who come to the small oasis to choose and borrow. "
Mom+,a family-style restaurant under the brand of "Family Heritage", has set up a trial reading area for Xiong Liang’s classic picture books. Xiong Liang said, "In other scenes, books should have such an opportunity". "Mom+"restaurant will recommend a book every month. The first month of opening is the picture book "A Bowl of Soup for Mom" by Hao Guangcai, a famous children’s book publisher. In that month, Sun Yankun, the co-founder of the family biography, found that all the children in the whole restaurant were reading the same book, but everyone had their own understanding.
Sun Yankun said: "Seventy percent of our guests are families with children. When conceiving a restaurant, the first plate to be put in is the reading corner, which is also our discussion about ‘ Dining table and desk ’ An embodiment of the idea. Mom and dad put down their mobile phones when they were waiting for each other, and they were very devoted to reading picture books to children. It was beautiful. "
"Promoting night economy is a systematic project, which requires all systems in the city to support night life, including public transportation, public security maintenance and night landscape. Bookstore nightlife does not depend on the development of a single bookstore, but on the formation of the whole cultural consumption habits. " Liu Jingjing said.
China Youth Daily China Youth Network reporter Jiang Xiaobin Trainee reporter Li Yi Source: China Youth Daily
In 2024, the box office of New Year’s Day broke 1.2 billion, and the "bright star" fault led the way.
Insist on exchanges and mutual learning to promote the development of human rights.
${(Content.Title)}
Every time it takes root, it is a commitment to the future of the city; Every rejuvenation is the pursuit of an ideal life; As the first fourth-generation residence in the Economic Development Zone, Yun Qi Time Project has been adhering to the responsibility of state-owned enterprises, casting a beautiful life with ingenuity, and laying a good foundation for the renovation and upgrading of residential buildings in the Economic Development Zone.
Architecture is a dialogue between man and life aesthetics. On December 16th, Yun Qi opened a "Fourth Generation Building Revitalization Life Salon" for prospective owners, and invited Caotan Group’s subsidiary, who is also the head of the planning and design department of Xi ‘an Caotan Construction and Development Co., Ltd. (hereinafter referred to as Caotan Construction), and SUM landscape designers to share with you how to realize the ideal life scene of painting an air courtyard.
Liu Tianran, head of the planning and design department of Xi ‘an Caotan Construction and Development Co., Ltd., elaborated the first fourth-generation residence in the Economic Development Zone inspired by the design concept, architectural planning, garden details and product highlights. As Liu Tianran said: "The core of the continuous iteration of living patterns is the continuous improvement of people’s needs." In Yun Qi, as a game breaker, he rearranged the order for the economic development, and renewed it iteratively.
As an iterative product of living, Yun Qi moved the courtyard into the air to realize "every family has a garden and every household has a courtyard", so that people living in a bustling city can realize the imagination of "staying in a cage for a long time and returning to nature". Wang Jiameng and Sun Dandan, the main designers of SUM landscape design, started a communication trip about green homes from the aspects of yard life plant scene matching and daily plant maintenance, so that all the imaginations of life can be realized here one by one. This is a trip to the artistic realm of aesthetic life and a dialogue with future life.
Caotan Group, with its original intention, respect for the land and the vision of building a better life, inherits the ingenuity of state-owned enterprises, and starts a new chapter in life with the fourth-generation low-density streamer courtyard at the confluence of urban resources.
60 beautiful landscape stick figure tutorials, a few strokes, easy to draw! You can also get started with zero foundation
Ready for a happy weekend again.
You like painting, what are your plans?
Do you want to prepare?A notebook, a pen
go onA simple journey of sketchingAnd?
Sometimes you don’t need complicated strokes.
With a few strokes, you can quickly draw the scenery along the way.
For example, like this
▽▽▽
When camping in the wild at night
Set up a tent and make a fire.
Feel the silence in the suburbs
There are sunrises, trees and rivers.
Driving through the suburbs at night
Do you remember this scenery?
Have you ever fantasized about owning an RV?
It can hold a lot of things.
Sleep wherever you drive it.
Every time I travel by car
It’s very pleasant to watch the mountains and Woods pass by outside the window. …
I believe everyone has their own yearning poems and distant places.
There is always a body and mind.
Thinking about starting on the road
Both physically and mentally.
When encountering these beautiful scenery.
Just simply record it with a brush ~
And the authors of these stick figures
He is also a person who loves to travel.
He is the illustrator:David Rollyn Powell
He comes fromUnited States of America
His main job at ordinary times is to draw illustrations.
I will also go outdoors to design wall painting and printing.
After creating these minimalist landscape stick figures,
He will draw them on the wall.
Used for decoration and guiding people like road signs.
Every time after working outdoors,
David Rollyn Powell will give himself a vacation.
Go camping or play some exciting projects.
Like rock climbing, boating and rafting.
He thinks traveling is very interesting, which can not only release
You can also increase your creative inspiration.
So, after playing tired,
David Rollyn Powell often sits on the floor.
Write down what you see along the way with a brush.
Sometimes he takes pictures with his camera when he has no time to draw.
Describe it again
This is the scenery photographed by David Rollyn Powell.
And the scenes created.
▽▽▽
David Rollyn Powell’s painting tools are simple.
Pencils, needle pens and markers
His advice to beginners is
Before you start painting, you can type the manuscript with a simple pen.
Then draw with a needle pen or marker.
Finally, choose whether to color.
David Rollyn Powell, these landscapes are simple.
But there are still differences in the length of vision, depth and sense of space.
When painting close-ups, he will magnify things.
When painting a distant scene, it will be scaled down appropriately.
So that people can distinguish vision and space.
These are some simple landscape stick figures.
David Rollyn Powell also put them
Printed on clothes and daily necessities
Be loved and snapped up by many people
In addition to the scenery, some common small objects and animals
Through David Rollyn Powell’s design
It has also become simple and fashionable.
All right, after David Rollyn Powell.
These simple works
Next, I will teach you how to
Draw these simple landscape paintings step by step.
▽▽▽
Beautiful seascape
Painting steps
1. Draw the triangle stones under the tree before drawing the whole coconut tree.
2. After drawing the coconut tree, draw the hills, waves and three boats at sea in the distance.
3. Add waves, draw wild geese in the sky, and finally paint them.
Beautiful lighthouse
Painting steps
1. Draw the semi-arc mountain, the tower on the mountain and the green trees next to the tower.
2. Then draw the forest behind the tower and the sea level in front of it. When drawing, everyone should focus on their relationship.
3. Draw the geese in the sky and the sailboats on the sea, and finally color them.
Mount Fuji and cherry blossoms
Painting steps
1. Draw the crater first, and then draw the jungle under the volcano.
2. Draw cherry blossoms under the volcano, beautiful sea level and white clouds in the sky.
3. Add ripples to the sea surface and finally color it as a whole.
A winding stream
Painting steps
1. Draw two curves as rivers, and then draw small trees on both sides of the river.
2. Draw mountains and white clouds in the distance, and decorate the grass with dots.
3. Draw stones and ripples, and finally paint them.
Did you find out?
These painting steps all start from the distance between us.
And then describe the things around them
In fact, everyone has different painting habits.
You can also describe it in order according to your own preferences.
Golden wheat field
Painting steps
Small house
Painting steps
waterfall
Painting steps
Well, I have learned so many steps to draw a landscape stick figure.
I believe that everyone must have learned.
Then relax yourself this weekend.
Go out and draw a picture ~